1620 Welburn Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1620 Welburn Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,974 sqft · built 1987
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,195,000 (Jan 2026)
Tax Bill	$11,494 (2025)
Deeds & Mortgages	Jan 2026 Sale Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`783-26-020`

Property Details

APN / Parcel Number

Primary APN	`783-26-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
1st Floor Area	1,106 sqft
2nd Floor Area	868 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1620 WELBURN AVE
City	GILROY
State	CA
Zip	95020-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1000
Legal Description	TRACT 5965 LOT 18
Legal Subdivision	5965 SANTA TERESA HILLS UN 1
Legal Tract	5965
Legal Lot Number	18
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	512516

Owner

1620 Welburn Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1620 WELBURN AVE, GILROY, CA 95020-3742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Grant Deed, Transfer CHICAGO TITLE COMPANY
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MASTERMAN ROCHE INC
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 21, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Mar 27, 2018	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 18, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	Mar 27, 2018 · Amount on File
Deed Document Number	202625934564
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	0023937378
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 26, 2026
Property Address	1620 WELBURN AVE, GILROY, CA 95020-3742
Document Number	0025934564
Map Reference	MB 385 PG 41 & 42
Instrument Date	Jan 21, 2026
Instrument	25934564
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,314.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1620 WELBURN AVE, GILROY, CA 95020-3742

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1620 WELBURN AVE, GILROY, CA 95020-3742
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024358695
Date	Dec 16, 2019
Instrument	24358695

Lender

Name	MASTERMAN ROCHE INC
Type	Non-Lending Institution
Address	SOUTH PASADENA, CA 91030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1620 WELBURN AVE, GILROY, CA 95020-3742
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 WELBURN AVE, GILROY, CA 95020-3742

Mortgage

Document Number	0024743322
Date	Dec 10, 2020
Instrument	24743322

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 21, 2018
Property Address	1620 WELBURN AVE, GILROY, CA 95020-3742
Document Number	0023937378
Instrument Date	May 8, 2018
Instrument	23937378
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1620 WELBURN AVE GILROY CA 950203742, GILROY, CA 95020-3742

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 27, 2018
Property Address	1620 WELBURN AVE, GILROY, CA 95020-3742
Document Number	0023896642
Map Reference	MB385 PG41&42
Instrument Date	Feb 28, 2018
Instrument	23896642
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1620 WELBURN AVE, GILROY, CA 95020-3742

Mortgage

Document Number	0023896643
Date	Mar 27, 2018
Instrument	23896643

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0023896644
Date	Mar 27, 2018
Instrument	23896644

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 18, 2017
Property Address	1620 WELBURN AVE, GILROY, CA 95020-3742
Document Number	0023653283
Map Reference	MAP385 PG41&42
Instrument Date	May 9, 2017
Instrument	23653283
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1620 WELBURN AVE, GILROY, CA 95020-3742

Mortgage

Document Number	0023653284
Date	May 18, 2017
Instrument	23653284

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0023653285
Date	May 18, 2017
Instrument	23653285

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1620 Welburn Ave was $11,494.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$957,477 (+2%) Land $545,472 Building $412,005
2025	$11,494.00 Homeowner's exemption	$938,704 Land $534,777 Building $403,927
2023	$11,245.00 (+1.67%) Homeowner's exemption	$902,255 Land $514,012 Building $388,243
2022	$11,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1620 Welburn Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 Welburn Ave is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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