1635 4th St, Clermont, FL 34711 Property Records

Lake County property record for 1635 4th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,425 sqft · built 1999
Lot Size	0.557 acres (24,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2018)
Tax Bill	$4,146 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-22-26-0400-000-16802`

Property Details

APN / Parcel Number

Primary APN	`30-22-26-0400-000-16802`
Alternative APNs	`262230040000016802` `2848120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,425 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	2,172 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	24,240 sqft (0.557 acres)
Lot Dimensions	240 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Unfinished Open Porch
Porch Area	796 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2848120
Street Address	1635 4TH ST
City	CLERMONT
State	FL
Zip	34711-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CLERMONT CLERMONT HEIGHTS LOT 168--LESS N 30 FT-- N 15 FT LOT 167 BEING IN SEC 25-22-25 PB 4 PG 1 ORB 5140 PG 242
Legal Range	26E
Legal Township	22S
Legal Section	30
Legal Subdivision	CLERMONT CLERMONT HEIGHTS
Legal Tract	0400
Legal Lot Number	168
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1024
Census Tract	31313

Owner

Source: Lake County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1635 4TH ST, CLERMONT, FL 34711-3313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Jan 6, 2016 · Amount on Record
Deed Document Number	201882252
Deed Book / Page	5140 / 242
Prior Transfer Date	Aug 27, 2003
Prior Transfer Doc	2411001657
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Jul 16, 2026
Property Address	1635 4TH ST, CLERMONT, FL 34711-3313
Document Number	0000087617
Book / Page	6777 / 1515
Instrument Date	Jun 11, 2026
Instrument	202687617
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 4TH ST, CLERMONT, FL 34711-3313
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087617,
Date	Jul 16, 2026
Book Page	6777/1515
Instrument	202687617

Lender

Name	TRUSTCO BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2056

Interest

Rate	6.36%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1635 4TH ST, CLERMONT, FL 34711-3313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055040085
Date	Jul 15, 2020
Book Page	5504/85
Instrument	2020075209

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 17, 2018
Property Address	1635 4TH ST, CLERMONT, FL 34711-3313
Document Number	0051400242
Book / Page	5140 / 0242
Map Reference	MB 4 PG 1
Instrument Date	Dec 31, 2017
Instrument	2018082252
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	HOMELAND TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1635 4TH ST, 1635, CLERMONT, FL 34711-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 4TH ST, CLERMONT, FL 34711-3313
Investor	Possibly a Property Investor

Mortgage

Document Number	2018082253
Date	Jul 17, 2018
Instrument	2018082253

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,370 (+2.9%)	$452,151 (-) Land $150,000 Building $302,151
2025	$4,146.00 (+0.9%) Homeowner's exemption	$289,970 (+5.98%) Land $150,000 Building $139,970	$452,151 (+50.37%) Land $150,000 Building $302,151
2024	$4,109.00 (+1.96%)
2023	$4,030.00 (+3.1%) Homeowner's exemption	$273,600 (+3%)	$300,688 (-) Land $50,000 Building $250,688
2022	$3,909.00 Homeowner's exemption	$265,640	$300,688 Land $50,000 Building $250,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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