1390 4th St, Clermont, FL 34711 Property Records

Lake County property record for 1390 4th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,007 sqft · built 1972
Lot Size	0.25 acres (10,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Nov 2021)
Tax Bill	$4,682 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-25-0500-000-00100`

Property Details

APN / Parcel Number

Primary APN	`25-22-25-0500-000-00100`
Alternative APN	`1789583`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,007 sqft Living Area
1st Floor Area	2,007 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,875 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Porch	Finished/Open Porch
Porch Area	56 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1789583
Street Address	1390 4TH ST
City	CLERMONT
State	FL
Zip	34711-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT HIGHLAND ESTATES LOT 1 S 1/2 OF LOT 2 PB 6 PG 107 ORB 5837 PG 1765
Legal Range	25E
Legal Township	22S
Legal Section	25
Legal Subdivision	CLERMONT HIGHLAND ESTATES
Legal Tract	0500
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2017
Census Tract	31313

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1390 4TH ST, CLERMONT, FL 34711-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 16, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	2021158673
Deed Book / Page	5837 / 1765
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0050071537
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1390 4TH ST, CLERMONT, FL 34711-3006
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 4TH ST, CLERMONT, FL 34711-3006

Mortgage

Document Number	0061671576
Date	Jun 28, 2023
Book Page	6167/1576
Instrument	2023077679

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Nov 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 16, 2021
Property Address	1390 4TH ST, CLERMONT, FL 34711-3006
Document Number	0058371765
Book / Page	5837 / 1765
Map Reference	MB 6 PG 107
Instrument Date	Oct 28, 2021
Instrument	2021158673
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 VICTORIA WAY, WINTER GARDEN, FL 34787-4823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14401 CHIKASAW CT, CLERMONT, FL 34711-5317

Mortgage

Document Number	0058371767
Date	Nov 16, 2021
Instrument	5837/1767

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Oct 3, 2017
Property Address	1390 4TH ST, CLERMONT, FL 34711-3006
Document Number	0050071537
Book / Page	005007 / 001537
Instrument Date	Sep 25, 2017
Instrument	105047
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1390 4TH ST CLERMONT FL 347113006, CLERMONT, FL 34711-3006

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,950 (+2.9%)	$349,226 (-0.02%) Land $112,500 Building $236,726
2025		$324,540 (+5.98%) Land $112,500 Building $212,040	$349,302 (+14.07%) Land $112,500 Building $236,802
2024	$4,682.00 (+1.89%)
2023	$4,595.00 (+2.27%) Homeowner's exemption	$306,218 (+18.6%)	$306,218 (+18.6%) Land $90,000 Building $216,218
2022	$4,493.00	$258,194	$258,194 Land $45,000 Building $213,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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