San Diego County property record for 16340 Oakley Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,695 sqft · built 1988 |
| Lot Size | 0.443 acres (19,277 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Mar 2020) |
| Tax Bill | $6,722 (2025) |
| Deeds & Mortgages | Mar 2020 Sale Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-362-28-00 |
| Primary APN | 288-362-28-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,695 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 19,277 sqft (0.443 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16340 OAKLEY RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 153 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 153 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16340 OAKLEY RD, RAMONA, CA 92065-4269 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 2, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Oct 30, 2019 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Jul 13, 2017 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2020 · Amount on Record |
| Deed Sale | Mar 2, 2020 · Amount on Record |
| Prior Sale | Jul 13, 2017 · Amount on Record |
| Deed Document Number | 2020108352 |
| Prior Transfer Date | Oct 19, 2006 |
| Prior Transfer Doc | 0000749553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 2, 2020 |
| Property Address | 16340 OAKLEY RD, RAMONA, CA 92065-4269 |
| Document Number | 0000108352 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 108352 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $550.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16340 OAKLEY RD RAMONA CA 920654269, RAMONA, CA 92065-4269 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16340 OAKLEY RD, RAMONA, CA 92065-4269 |
| Document Number | 0000508155 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16340 OAKLEY RD RAMONA CA 920654269, RAMONA, CA 92065-4269 |
| Document Number | 0000508155 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 508155 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 13, 2017 |
| Property Address | 16340 OAKLEY RD, RAMONA, CA 92065-4269 |
| Document Number | 0000317245 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 317245 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16340 OAKLEY RD RAMONA CA 920654269, RAMONA, CA 92065-4269 |
| Document Number | 317246 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 317246 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $557,754 (+2%) Land $268,150 Building $289,604 | |
| 2025 | $6,722.00 (+6.83%) Homeowner's exemption | $546,819 (+4.04%) Land $262,893 Building $283,926 |
| 2023 | $6,292.00 (-1.64%) Homeowner's exemption | $525,587 Land $252,686 Building $272,901 |
| 2022 | $6,397.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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