San Diego County property record for 16339 Oakley Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,509 sqft · built 2003 |
| Lot Size | 0.449 acres (19,541 sqft) |
| Owner | Company Name on Record |
| Last Sale | $780,000 (Oct 2021) |
| Tax Bill | $9,691 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-362-25-00 |
| Primary APN | 288-362-25-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,509 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 19,541 sqft (0.449 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 16339 OAKLEY RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 103 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 103 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16339 OAKLEY RD, RAMONA, CA 92065-4270 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Apr 4, 2023 | Intrafamily Transfer, Transfer |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Oct 29, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Nov 14, 2003 · Amount on Record |
| Deed Document Number | 2021753284 |
| Last Transfer Date | Mar 6, 2023 |
| Transfer Doc | 0000085957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 4, 2023 |
| Property Address | 16339 OAKLEY RD, RAMONA, CA 92065-4270 |
| Document Number | 0000085957 |
| Map Reference | MAP 7519 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023-0085957 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16339 OAKLEY RD, RAMONA, CA 92065-4270 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16339 OAKLEY RD, RAMONA, CA 92065-4270 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | MEMBERS TITLE LLC, MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 16339 OAKLEY RD, RAMONA, CA 92065-4270 |
| Document Number | 0000017940 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-0017940 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 29, 2021 |
| Property Address | 16339 OAKLEY RD, RAMONA, CA 92065-4270 |
| Document Number | 0000753284 |
| Map Reference | MAP 7519 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021-0753284 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16339 OAKLEY RD, RAMONA, CA 92065-4270 |
| Document Number | 0000753285 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-0753285 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16339 OAKLEY RD, RAMONA, CA 92065-4270 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 16339 OAKLEY RD, RAMONA, CA 92065-4270 |
| Document Number | 0000493275 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021-0493275 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16339 OAKLEY RD, RAMONA, CA 92065-4270 |
| Document Number | 0000414361 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16339 OAKLEY RD RAMONA CA 920654270, RAMONA, CA 92065-4270 |
| Document Number | 0000414361 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 414361 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2032 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $844,294 (+2%) Land $487,093 Building $357,201 | |
| 2025 | $9,691.00 (+6.04%) Homeowner's exemption | $827,741 (+4.04%) Land $477,543 Building $350,198 |
| 2023 | $9,139.00 (-1.48%) Homeowner's exemption | $795,600 Land $459,000 Building $336,600 |
| 2022 | $9,276.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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