1630 Thurston Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1630 Thurston Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,733 sqft · built 2002
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$235,300 (Jan 2022)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T010300283`

Property Details

APN / Parcel Number

Primary APN	`T010300283`
Alternative APN	`2-0042-8535-00-046A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	2,574 sqft
1st Floor Area	1,102 sqft
Basement Area	1,052 sqft
Finished Basement	631 sqft
Unfinished Basement	421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010300283
Street Address	1630 THURSTON CT
City	O FALLON
State	MO
Zip	63366-1151
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT HIGHGROVE #2 UNIT 46A
Legal Subdivision	VILLAS AT HIGHGROVE #2
Legal Lot Number	46A
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3014
Census Tract	311801

Owner

1630 Thurston Ct, a condominium, is owned by two individuals who bought it in January 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1630 THURSTON CT, 46A, O FALLON, MO 63366-1151
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Personal Representative Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2019	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Aug 17, 2009 · Amount on File
Deed Document Number	20224629
Prior Transfer Date	May 23, 2003
Prior Transfer Doc	0000075063
Record Updated	Oct 29, 2026

January 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 24, 2022
Property Address	1630 THURSTON CT, O FALLON, MO 63366-1151
Document Number	0000004629
Map Reference	MB 37 PG 98-101
Instrument Date	Jan 18, 2022
Instrument	2022R-004629
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 SOFT CROSSING LN, 1310, O FALLON, MO 63366-1480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 THURSTON CT # 46A, 46A, O FALLON, MO 63366-1151

Mortgage

Document Number	0000004630
Date	Jan 24, 2022
Instrument	2022R-004630

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1630 THURSTON CT, O FALLON, MO 63366-1151
Document Number	0071390726
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 THURSTON CT O FALLON MO 633661151, O FALLON, MO 63366-1151

Mortgage

Document Number	0071390726
Date	Sep 10, 2019
Book Page	007139/000726
Instrument	489710

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1630 Thurston Ct was $2,924, up 5.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,345 (-)	$238,658 (-) Building $238,658
2025	$2,924.00 (+5.94%)	$45,345	$238,658 Building $238,658
2024	$2,760.00
2023		$41,541
2022			$218,635 Building $218,635

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1630 Thurston Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1630 Thurston Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Socket Telecom, Wisper ISP.

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