Bay County property record for 1634 Discovery Loop, Panama City, FL 32405 · Last verified August 2026
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.096 acres (4,181 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,860,400 (Jul 2026) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 11731-600-140 |
| Primary APN | 11731-600-140 |
|---|
| Lot Area | 4,181 sqft (0.096 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Street Address | 1634 DISCOVERY LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | SWEETBAY PH 3-B LOT 782 |
| Legal Lot Number | 782 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1501 |
Source: Bay County records · APN 11731-600-140
Assessment roll updated January 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3111 TIMBERLAKE RD, 100, VESTAVIA, AL 35243-2311 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on Record |
| Deed Sale | Jul 17, 2026 · Amount on Record |
| Deed Document Number | 202643420 |
| Deed Book / Page | 5057 / 988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 17, 2026 |
| Property Address | 1634 DISCOVERY LOOP, PANAMA CITY, FL 32405 |
| Document Number | 0000043420 |
| Book / Page | 5057 / 988 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 202643420 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,315,302.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $11,554 Land $11,554 | $11,554 Land $11,554 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050015011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 300 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 154 (1984–2022) |
| Claims Outside the SFHA | 16 of 154 |
| Most Recent Claim | May 2022, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, WOW Internet, Cable & Phone, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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