1630 Discovery Loop, Panama City, FL 32405 Property Records

Bay County property record for 1630 Discovery Loop, Panama City, FL 32405 · Last verified August 2026

Property Summary

Property Type	Vacant Land
Lot Size	0.207 acres (9,016 sqft)
Owner	2 Company Names on File
Last Sale	$1,860,400 (Jul 2026)
Deeds & Mortgages	Jul 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`11731-600-135`

Property Details

APN / Parcel Number

Primary APN	`11731-600-135`

Exterior

Lot Area	9,016 sqft (0.207 acres)
Lot Dimensions	124 ft deep x 89 ft wide

Location & Zoning

Street Address	1630 DISCOVERY LOOP
City	PANAMA CITY
State	FL
Zip	32405
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SWEETBAY PH 3-B LOT 781
Legal Lot Number	781
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1014
Census Tract	1501

Owner

Source: Bay County records · APN 11731-600-135

Assessment roll updated January 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3111 TIMBERLAKE RD, 100, VESTAVIA, AL 35243-2311
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Deed Document Number	202643420
Deed Book / Page	5057 / 988
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 17, 2026
Property Address	1630 DISCOVERY LOOP, PANAMA CITY, FL 32405
Document Number	0000043420
Book / Page	5057 / 988
Instrument Date	Jul 09, 2026
Instrument	202643420
Transaction Type	Transfer
Record Updated	Aug 05, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$1,315,302.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$11,554 Land $11,554	$11,554 Land $11,554

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050015011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 300 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	300 in force 236 of 300 on primary residences
Nearby Flood Claims	154 (1984–2022)
Claims Outside the SFHA	16 of 154
Most Recent Claim	May 2022, other causes
Flood Events	Hurricane Michael (Oct 2018), 49 claims Hurricane Dennis (Jul 2005), 13 claims Hurricane Opal (Oct 1995), 63 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.