15990 el Monte Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 15990 el Monte Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,199 sqft · built 1939
Lot Size	1.58 acres (69,260 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Jul 2023)
Tax Bill	$7,362 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`390-060-37-00`

Property Details

APN / Parcel Number

Primary APN	`390-060-37-00`
Alternative APN	`3900601400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,199 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	69,260 sqft

Location & Zoning

Old Parcel Number	3900601400
Street Address	15990 EL MONTE RD
City	LAKESIDE
State	CA
Zip	92040-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 65 DOC17-0027775 IN LOT IN LOT 66 & LOT 79 TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON S
Legal Block	1
Legal Lot Number	65-66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16812

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Grant Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 14, 2021	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 18, 2017	Grant Deed, Transfer · Conventional Mortgage IMORTGAGE
Jan 18, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	2023194629
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	0000027774
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2023
Property Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612
Document Number	0000194629
Map Reference	MB 170 PG 71
Instrument Date	Jun 23, 2023
Instrument	2023-0194629
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612

Mortgage

Document Number	0000194630
Date	Jul 21, 2023
Instrument	2023-0194630

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2021
Property Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612
Document Number	0000717905
Map Reference	MB 170 PG 71
Instrument Date	Oct 2, 2021
Instrument	2021-0717905
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612

Mortgage

Document Number	0000717906
Date	Oct 14, 2021
Instrument	2021-0717906

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612

Mortgage

Document Number	0000810047
Date	Dec 17, 2020
Instrument	2020-0810047

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612
Document Number	0000093079
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15990 EL MONTE RD LAKESIDE CA 920402612, LAKESIDE, CA 92040-2612

Mortgage

Document Number	0000093079
Date	Feb 24, 2020
Instrument	93079

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2017
Property Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612
Document Number	0000027775
Instrument Date	Jan 4, 2017
Instrument	27775
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15990 EL MONTE RD LAKESIDE CA 920402612, LAKESIDE, CA 92040-2612

Mortgage

Document Number	27776
Date	Jan 18, 2017
Instrument	27776

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2017
Property Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612
Document Number	0000027775
Map Reference	MAP1145
Instrument Date	Jan 4, 2017
Instrument	2017-0027775
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15990 EL MONTE RD, LAKESIDE, CA 92040-2612

Mortgage

Document Number	0000027776
Date	Jan 18, 2017
Instrument	2017-0027776

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$795,904 (+2%) Land $373,386 Building $422,518
2025	$7,362.00 (+1.45%) Veteran's exemption	$780,299 (+17.69%) Land $366,065 Building $414,234
2023	$7,257.00 (-7.33%)	$662,999 Land $311,036 Building $351,963
2022	$7,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Canyon Wireless Fixed Wireless	70 / 30

Cell Coverage

No cell data coverage reported

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