1633 Sawmill Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 1633 Sawmill Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,423 sqft · built 2007
Lot Size	6.3 acres (274,428 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Sep 2026)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079 00-022 07`

Property Details

APN / Parcel Number

Primary APN	`079 00-022 07`
Alternative APN	`24734`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,423 sqft Living Area
Gross Area	4,679 sqft
1st Floor Area	2,423 sqft
Basement Area	1,346 sqft
Unfinished Basement	1,346 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Logs
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	274,428 sqft (6.3 acres)
Terrain	Steep

Exterior Amenities

Porch	Patio
Porch Area	592 sqft
Deck Area	776 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24734
Street Address	1633 SAWMILL RD
City	FERRUM
State	VA
Zip	24088-3566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 752 TRACT 5
Legal Phase	5
Legal Tract	5
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	4
Census Block	4028
Census Tract	20600

Owner

1633 Sawmill Rd is owned and occupied by an individual who bought it in September 2026.

Source: Franklin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1633 SAWMILL RD, FERRUM, VA 24088-3566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Deed Document Number	20265848
Deed Book / Page	1249 / 2443
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 2, 2026
Property Address	1633 SAWMILL RD, FERRUM, VA 24088-3566
Document Number	0000005848
Book / Page	1249 / 2443
Instrument Date	Aug 31, 2026
Instrument	20265848
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1633 SAWMILL RD, FERRUM, VA 24088-3566

Mortgage

Document Number	0000005849,
Date	Sep 2, 2026
Instrument	20265849

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1633 SAWMILL RD, FERRUM, VA 24088-3566
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011802595
Date	Mar 11, 2022
Book Page	1180/2595
Instrument	220002010

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1633 SAWMILL RD, FERRUM, VA 24088-3566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 SAWMILL RD, FERRUM, VA 24088-3566

Mortgage

Document Number	0011420795
Date	Jul 8, 2020
Book Page	1142/795
Instrument	200004609

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1633 Sawmill Rd was $1,780.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00	$414,100 Land $30,000 Building $384,100	$414,100 Land $30,000 Building $384,100
2023	$1,781.00	$292,100 (-) Land $23,000 Building $269,100	$292,100 (-) Land $23,000 Building $269,100
2022		$292,100 Land $23,000 Building $269,100	$292,100 Land $23,000 Building $269,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1633 Sawmill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1633 Sawmill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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