Franklin County property record for 1224 Sawmill Rd, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,292 sqft · built 2021 |
| Lot Size | 16 acres (699,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (Apr 2016) |
| Tax Bill | $1,482 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 079 00-051 04 |
| Primary APN | 079 00-051 04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Gross Area | 1,550 sqft |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 1,278 sqft |
| Finished Basement | 620 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 699,879 sqft (16 acres) |
| Terrain | Steep |
| Porch | Slab |
| Balcony Area | 14 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 24791 |
|---|---|
| Street Address | 1224 SAWMILL RD |
| City | FERRUM |
| State | VA |
| Zip | 24088-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | RT 752 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20600 |
Source: Franklin County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1224 SAWMILL RD, FERRUM, VA 24088-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2016 · Amount on File |
| Deed Sale | Apr 12, 2016 · Amount on File |
| Deed Document Number | 20161987 |
| Deed Book / Page | 1075 / 1813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 1224 SAWMILL RD, FERRUM, VA 24088-2507 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011700132 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 1170/132 |
| Instrument | 210008502 |
| Name | THE FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BRISTOL, TN 37620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,482.00 (+16.6%) | $344,700 (+65.32%) Land $45,900 Building $298,800 | $344,700 (+65.32%) Land $45,900 Building $298,800 |
| 2023 | $1,271.00 | $208,500 (-) Land $38,900 Building $169,600 | $208,500 (-) Land $38,900 Building $169,600 |
| 2022 | $208,500 Land $38,900 Building $169,600 | $208,500 Land $38,900 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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