1633 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1633 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,133 sqft · built 1990
Lot Size	0.5 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (May 2026)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-27-105-056`

Property Details

APN / Parcel Number

Primary APN	`06-27-105-056`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,133 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	2,178 sqft (0.5 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1633 PEBBLE BEACH CIR
City	ELGIN
State	IL
Zip	60123-6870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 6 - LOT 404
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	404
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1016
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3001 BRAEMORE DR, WEST CHICAGO, IL 60185-6438
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Dec 13, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION 1
Oct 24, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	202618996
Prior Transfer Date	Sep 23, 2024
Prior Transfer Doc	0000037473
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 8, 2026
Property Address	1633 PEBBLE BEACH CIR, ELGIN, IL 60123-6870
Document Number	0000018996
Instrument Date	May 4, 2026
Instrument	2026.18996
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,965.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 BRAEMORE DR, WEST CHICAGO, IL 60185-6438
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018997,
Date	May 8, 2026
Instrument	2026.18997

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.1%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 13, 2022
Property Address	1633 PEBBLE BEACH CIR, ELGIN, IL 60123-6870
Document Number	0000058539
Instrument Date	Dec 12, 2022
Instrument	2022K058539
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$197.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1633 PEBBLE BEACH CIR, ELGIN, IL 60123-6870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 N WESTON AVE, ELGIN, IL 60123-5106

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 25, 2021
Property Address	1633 PEBBLE BEACH CIR, ELGIN, IL 60123-6870
Document Number	0000065034
Instrument Date	Jul 13, 2021
Instrument	2021K065034
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2457 ALISON AVE, PINGREE GROVE, IL 60140-6449

Mortgage

Document Number	0000065035
Date	Aug 25, 2021
Instrument	2021K065035

Lender

Name	CREDIT UNION 1
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 24, 2019
Property Address	1633 PEBBLE BEACH CIR, ELGIN, IL 60123-6870
Document Number	0000051025
Instrument Date	Oct 23, 2019
Instrument	51025
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 PEBBLE BEACH CIR ELGIN IL 601236870, ELGIN, IL 60123-6870

Mortgage

Document Number	51026
Date	Oct 24, 2019
Instrument	51026

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,659.00 (+6.52%)	$63,972 (+8.57%) Land $16,079 Building $47,893	$191,993 (+8.57%) Land $48,256 Building $143,736
2024	$3,435.00 (-6.86%)	$58,923 (+21.39%) Land $14,810 Building $44,113	$176,840 (+21.44%) Land $44,448 Building $132,392
2022	$3,688.00 Homeowner's exemption	$48,539 (+6.96%) Land $12,200 Building $36,339	$145,617 (+6.96%) Land $36,600 Building $109,017
2021		$45,380 Land $11,406 Building $33,974	$136,140 Land $34,218 Building $101,922

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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