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1620 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1620 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,254 sqft · built 1990
Lot Size0.6 acres (2,614 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Aug 2018)
Tax Bill$4,672 (2025)
Deeds & MortgagesNov 2021 Mortgage
Aug 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN06-27-104-054

Property Details

APN / Parcel Number

Primary APN06-27-104-054

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,254 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Lot Area2,614 sqft (0.6 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1620 PEBBLE BEACH CIR
CityELGIN
StateIL
Zip60123-6864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE GREEN UNIT 6 LOT 480
Legal SubdivisionCOLLEGE GREEN
Legal Block1
Legal Lot Number480
Legal Unit6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1011
Census Tract851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1620 PEBBLE BEACH CIR, ELGIN, IL 60123-6864
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Aug 28, 2018Grant Deed, Foreclosure · FHA Mortgage
ALTERRA HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Prior SaleNov 12, 2002 · Amount on Record
Deed Document Number201842240
Prior Transfer DateJul 11, 2018
Prior Transfer Doc0000042240
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1620 PEBBLE BEACH CIR, ELGIN, IL 60123-6864
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084049
DateNov 8, 2021
Instrument2021K084049
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term236 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Rate2.87%

August 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateAug 28, 2018
Property Address1620 PEBBLE BEACH CIR, ELGIN, IL 60123-6864
Document Number0000042240
Instrument DateJul 11, 2018
Instrument42240
Transaction TypeForeclosure
Record UpdatedSep 11, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1620 PEBBLE BEACH CIR ELGIN IL 601236864, ELGIN, IL 60123-6864

Mortgage

Document Number42241
DateAug 28, 2018
Instrument42241
Lender
NameALTERRA HM LNS
AddressLAS VEGAS, NV 89145
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,672.00 (+15.79%) Homeowner's exemption$69,246 (+8.57%) Land $17,574 Building $51,672$207,821 (+8.57%) Land $52,743 Building $155,078
2024$63,780 (+21.39%) Land $16,187 Building $47,593$191,417 (+21.44%) Land $48,580 Building $142,836
2022$4,035.00 (+4.89%) Homeowner's exemption$52,541 (+6.96%) Land $13,335 Building $39,206$157,623 (+6.96%) Land $40,005 Building $117,618
2021$3,847.00 Homeowner's exemption$49,122 Land $12,467 Building $36,655$147,366 Land $37,401 Building $109,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Metronet, Verizon.

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