1633 Front St, Apt 5, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1633 Front St, Apt 5, Oceano, CA 93445

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,126 sqft · built 1986
Lot Size0.017 acres (756 sqft)
OwnerCompany Name on Record
Last Sale$349,000 (Jan 2006)
Tax Bill$5,425 (2025)
Deeds & MortgagesMar 2017 Mortgage
Mar 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN062-272-005

Property Details

APN / Parcel Number

Primary APN062-272-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,126 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Lot Area756 sqft (0.017 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1633 FRONT ST, 5
CityOCEANO
StateCA
Zip93445-9479
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRMF
Legal DescriptionTR 1295 LT 5
Legal SubdivisionTRACT 1295
Legal Tract1295
Legal Block2
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2040
Census Tract12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14976 AVENUE 312, VISALIA, CA 93292-9391
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 29, 2021Affidavit of Death of Joint Tenant, Transfer
Mar 29, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2006 · Amount on Record
Deed SaleJan 5, 2006 · Amount on Record
Prior SaleApr 22, 1999 · Amount on Record
Deed Document Number2006760
Last Transfer DateMar 8, 2021
Transfer Doc0000023451
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1633 FRONT ST APT 5, 5, OCEANO, CA 93445-9479
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013839
DateMar 30, 2017
Instrument2017013839
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2027

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 29, 2021
Property Address1633 FRONT ST APT 5, 5, OCEANO, CA 93445-9479
Document Number0000023449
Map ReferenceMB 13 PG 21
Instrument DateMar 8, 2021
Instrument2021023449
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14976 AVENUE 312, VISALIA, CA 93292-9391

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 29, 2021
Property Address1633 FRONT ST APT 5, 5, OCEANO, CA 93445-9479
Document Number0000023451
Map ReferenceMB 13 PG 21
Instrument DateMar 8, 2021
Instrument2021023451
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14976 AVENUE 312, VISALIA, CA 93292-9391

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$486,458 (+2%) Land $243,926 Building $242,532
2025$5,425.00 (+4.65%)$476,921 (+4.04%) Land $239,144 Building $237,777
2023$5,184.00 (+1.45%)$458,403 Land $229,858 Building $228,545
2022$5,110.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

Nearby Properties on Front St

Nearby Streets

Search Property Records by Address or Parcel Number