1633 Front St, Apt 18, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1633 Front St, Apt 18, Oceano, CA 93445

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,126 sqft · built 1986
Lot Size0.017 acres (756 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (Jan 2021)
Tax Bill$4,724 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN062-272-018

Property Details

APN / Parcel Number

Primary APN062-272-018

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,126 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Lot Area756 sqft (0.017 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1633 FRONT ST, 18
CityOCEANO
StateCA
Zip93445-9480
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRMF
Legal DescriptionTR 1295 LT 18
Legal SubdivisionTRACT 1295
Legal Tract1295
Legal Block2
Legal Lot Number18
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2040
Census Tract12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address710 ASHLAND LN, NIPOMO, CA 93444-9452
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Grant Deed, Transfer · Conventional Mortgage
COASTAL FUNDING SLC INC
Dec 17, 2019Grant Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Oct 31, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2021 · Amount on Record
Deed SaleJan 4, 2021 · Amount on Record
Prior SaleDec 17, 2019 · Amount on Record
Deed Document Number2021178
Prior Transfer DateJan 6, 1997
Prior Transfer Doc0000002973
Record UpdatedOct 29, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 4, 2021
Property Address1633 FRONT ST APT 18, 18, OCEANO, CA 93445-9480
Document Number0000000178
Map ReferenceMB 13 PG 21
Instrument DateNov 23, 2020
Instrument2021000178
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1633 FRONT ST APT 18, 18, OCEANO, CA 93445-9480

Mortgage

Document Number0000000179
DateJan 4, 2021
Instrument2021000179
Lender
NameCOASTAL FUNDING SLC INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 17, 2019
Property Address1633 FRONT ST APT 18, 18, OCEANO, CA 93445-9480
Document Number0000056672
Map ReferenceMB 13 PG 21
Instrument DateNov 13, 2019
Instrument2019056672
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1633 FRONT ST APT 18, 18, OCEANO, CA 93445-9480

Mortgage

Document Number0000056673
DateDec 17, 2019
Instrument2019056673
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 31, 2017
Property Address1633 FRONT ST APT 18, 18, OCEANO, CA 93445-9480
Document Number0000049991
Map ReferenceMB13 PG21
Instrument DateSep 8, 2017
Instrument2017049991
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1633 FRONT ST APT 18, 18, OCEANO, CA 93445-9480

Mortgage

Document Number0000049992
DateOct 31, 2017
Instrument2017049992
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$419,547 (+2%) Land $193,213 Building $226,334
2025$4,724.00 (+4.68%)$411,322 (+4.04%) Land $189,425 Building $221,897
2023$4,513.00 (+1.42%)$395,352 Land $182,070 Building $213,282
2022$4,450.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

Nearby Properties on Front St

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