1633 E Elm Rd, Lakeland, FL 33801 Property Records

Polk County property record for 1633 E Elm Rd, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft · built 1925
Lot Size	0.357 acres (15,533 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2021)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-026230`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-026230`
Alternative APNs	`172824193000026230` `72824000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,358 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,533 sqft (0.357 acres)
Lot Dimensions	130 ft deep x 120 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	190 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	180 sqft
Patio Area	84 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1633 E ELM RD
City	LAKELAND
State	FL
Zip	33801-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	SHORE ACRES PB 7 PG 15 BLK 26 LOTS 23 & 24
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	SHORE ACRES
Legal Tract	193000
Legal Block	26
Legal Lot Number	23,24
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1035
Census Tract	10300

Owner

1633 E Elm Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Polk County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1633 E ELM RD, LAKELAND, FL 33801-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 5, 2017	Warranty Deed, Transfer · Conventional with PMI AMERICAN LIBERTY MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	May 5, 2017 · Amount on File
Deed Document Number	2021183842
Deed Book / Page	11804 / 1376
Prior Transfer Date	Dec 10, 2010
Prior Transfer Doc	0000202404
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2021
Property Address	1633 E ELM RD, LAKELAND, FL 33801-2321
Document Number	0000183842
Book / Page	11804 / 1376
Map Reference	MB 7 PG 15
Instrument Date	Jul 3, 2021
Instrument	2021183842
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	NOT AVAILABLE, GREEN LINE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1724 MAHAFFEY CIR, 1724, LAKELAND, FL 33811-4433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 E ELM RD, LAKELAND, FL 33801-2321

Mortgage

Document Number	0118041378
Date	Jul 15, 2021
Instrument	11804/1378

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 5, 2017
Property Address	1633 E ELM RD, LAKELAND, FL 33801-2321
Document Number	0101381174
Book / Page	010138 / 001174
Instrument Date	Apr 27, 2017
Instrument	86065
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 E ELM RD LAKELAND FL 33801, LAKELAND, FL 33801

Mortgage

Document Number	101381176
Date	May 5, 2017
Book Page	010138/001176
Instrument	86066

Lender

Name	AMERICAN LIBERTY MTG INC
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1633 E Elm Rd was $3,046 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,750 (+2.7%)	$235,257 (+10.96%) Land $54,226 Building $181,031
2025	$3,046.00 Homeowner's exemption	$212,025 Land $36,526 Building $175,499	$212,025 Land $36,526 Building $175,499
2023	$2,943.00 (+2.97%) Homeowner's exemption	$204,052 (+3%)	$207,722 (+4.85%) Land $34,973 Building $172,749
2022	$2,858.00 Homeowner's exemption	$198,109 Land $29,687 Building $168,422	$198,109 Land $29,687 Building $168,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1633 E Elm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1633 E Elm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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