1627 E Elm Rd, Lakeland, FL 33801 Property Records

Polk County property record for 1627 E Elm Rd, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1947
Lot Size	0.179 acres (7,815 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jun 2022)
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-026220`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-026220`
Alternative APNs	`172824193000026220` `72824000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	856 sqft
1st Floor Area	856 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,815 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	260 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1627 E ELM RD
City	LAKELAND
State	FL
Zip	33801-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	SHORE ACRES PB 7 PG 15 BLK 26 LOT 22
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	SHORE ACRES
Legal Tract	193000
Legal Block	26
Legal Lot Number	22
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1035
Census Tract	10300

Owner

1627 E Elm Rd is owned and occupied by an individual who bought it in June 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1627 E ELM RD, LAKELAND, FL 33801-2321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Jun 20, 2017	Warranty Deed, Transfer · Conventional with PMI RP FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	2022171099
Deed Book / Page	12308 / 584
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	0000171099
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 22, 2022
Property Address	1627 E ELM RD, LAKELAND, FL 33801-2321
Document Number	0000171099
Book / Page	12308 / 584
Map Reference	MB 7 PG 15
Instrument Date	Jun 17, 2022
Instrument	2022171099
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 TWO NOTCH DR, 1012, KNOXVILLE, TN 37920-6729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 E ELM RD, LAKELAND, FL 33801-2321

Mortgage

Document Number	0012308586
Date	Jun 22, 2022
Instrument	12308/586

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 20, 2017
Property Address	1627 E ELM RD, LAKELAND, FL 33801-2321
Document Number	0101820360
Book / Page	010182 / 000360
Instrument Date	Jun 12, 2017
Instrument	117829
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FLORIDA FAM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	325 HONEY BEE LN POLK CITY FL 338689168, POLK CITY, FL 33868-9168

Mortgage

Document Number	101820362
Date	Jun 20, 2017
Book Page	010182/000362
Instrument	117830

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1627 E Elm Rd was $1,891 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,033 (+2.7%)	$165,864 (+12.04%) Land $32,436 Building $133,428
2025	$1,891.00 Homeowner's exemption	$148,036 Land $18,758 Building $129,278	$148,036 Land $18,758 Building $129,278
2023	$1,862.00 (+235.5%) Homeowner's exemption	$144,773 (+114.88%) Land $17,977 Building $126,796	$144,773 (+6.44%) Land $17,977 Building $126,796
2022	$555.00	$67,374	$136,013 Land $15,241 Building $120,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1627 E Elm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1627 E Elm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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