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1633 Alligator Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1633 Alligator Dr, Alligator Point, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1974
Lot Size0.752 acres (32,757 sqft)
Owner2 Individual Names on File
Last Sale$186,433 (Oct 2021)
Tax Bill$7,825 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Oct 2021 Sale
Flood ZoneZone VE (high risk)
APN03-07S-02W-1010-0000-0420

Property Details

APN / Parcel Number

Primary APN03-07S-02W-1010-0000-0420
Alternative APN
  • 02W07S03101000000420

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
Gross Area2,088 sqft
1st Floor Area1,680 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area32,757 sqft (0.752 acres)
Lot Dimensions187 ft deep x 100 ft wide
View / LotGulf
PorchFinished Screened Porch
Porch Area1,130 sqft
Deck Area729 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1633 ALLIGATOR DR
CityALLIGATOR POINT
StateFL
Zip32346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 42 ALLIG POINT SUB 328/23-24 (CASE 89-247) 601/98 981/366-LIFE ESTATE 1316/712
Legal Range02W
Legal Township07S
Legal Section03
Legal SubdivisionALLIG POINT SUB
Legal Lot Number42
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

1633 Alligator Dr is owned by two individuals who bought it in October 2021.

Source: Franklin County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address2145 DELTA BLVD, 100, TALLAHASSEE, FL 32303-4244
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Line of Credit
THOMASVILLE NATIONAL BANK
Oct 20, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2021 · Amount on File
Deed SaleOct 20, 2021 · Amount on File
Deed Document Number20216541
Deed Book / Page1316 / 712
Prior Transfer DateJan 22, 2009
Prior Transfer Doc0019000424
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1633 ALLIGATOR DR, ALLIGATOR POINT, FL 32346
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6509 W SUNDEW MARSH TRL, PANAMA CITY BEACH, FL 32413-9591

Mortgage

Document Number0019001585
DateMar 16, 2022
Book Page1329/550
Instrument202219001585
Lender
NameTHOMASVILLE NATIONAL BANK
TypeBank
AddressTHOMASVILLE, GA 31799
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN FL
Recording DateOct 20, 2021
Property Address1633 ALLIGATOR DR, ALLIGATOR POINT, FL 32346
Document Number0019006541
Book / Page1316 / 712
Map ReferenceMB 1 PG 8,25&28
Instrument DateOct 18, 2021
Instrument202119006541
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$1,305.50
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1800 HERMITAGE BLVD APT 310, 1800, TALLAHASSEE, FL 32308-7610

Transferred To (Grantee/Buyer)

NameVerified Name
Address2145 DELTA BLVD STE 100, 100, TALLAHASSEE, FL 32303-4244

Tax Assessment & Valuation

The 2025 property tax bill for 1633 Alligator Dr was $7,825, up 12% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,825.00 (+11.98%)$785,576 (+21.35%) Land $561,600 Building $223,976$785,576 (+21.35%) Land $561,600 Building $223,976
2024$6,988.00 (+5.65%)$647,377 (+11.17%) Land $421,350 Building $226,027$647,377 (+11.17%) Land $421,350 Building $226,027
2023$6,614.00 (-0.72%)$582,337 (+2%) Land $412,000 Building $170,337$582,337 (+2%) Land $412,000 Building $170,337
2022$6,662.00$570,912 Land $412,000 Building $158,912$570,912 Land $412,000 Building $158,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1633 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1633 Alligator Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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