1632 Alligator Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1632 Alligator Dr, Alligator Point, FL 32346

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1982
Lot Size	0.142 acres (6,186 sqft)
Owner	Company Name on File
Last Sale	$615,000 (Aug 2022)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	Aug 2022 Sale
Flood Zone	Zone VE (high risk)
APN	`03-07S-02W-1010-0000-041N`

Property Details

APN / Parcel Number

Primary APN	`03-07S-02W-1010-0000-041N`
Alternative APN	`02W07S0310100000041N`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,260 sqft
1st Floor Area	1,116 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bungalow
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	62 ft deep x 100 ft wide
Porch	Finished Screened Porch
Porch Area	680 sqft
Deck Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1632 ALLIGATOR DR
City	ALLIGATOR POINT
State	FL
Zip	32346-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 N OF HWY OR/164/386 ALLIG POINT SUB 1195/527 1343/468
Legal Range	02W
Legal Township	07S
Legal Section	03
Legal Subdivision	ALLIG POINT SUB
Legal Lot Number	41
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

1632 Alligator Dr is owned by a company that bought it in August 2022.

Source: Franklin County records, as of November 26, 2025

Owner of Record	Company Name on File
Mailing Address	1632 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5118
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	20224708
Deed Book / Page	1343 / 468
Prior Transfer Date	Jun 12, 2017
Prior Transfer Doc	0019003200
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 10, 2022
Property Address	1632 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5118
Document Number	0019004708
Book / Page	1343 / 468
Map Reference	MB 1 PG 25-28
Instrument Date	Aug 9, 2022
Instrument	202219004708
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	OWEN TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$4,305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1632 ALLIGATOR DR, 1632, PANACEA, FL 32346-5118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 ALLIGATOR DR, PANACEA, FL 32346-5118

Tax Assessment & Valuation

The 2025 property tax bill for 1632 Alligator Dr was $2,485, down 0.8% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,485.00 (-0.76%)	$227,915 (-0.4%) Land $99,200 Building $128,715	$227,915 (-0.4%) Land $99,200 Building $128,715
2024	$2,504.00 (+6.19%)	$228,836 (+13.21%) Land $99,200 Building $129,636	$228,836 (+13.21%) Land $99,200 Building $129,636
2023	$2,358.00 (+63.52%)	$202,140 (+31.84%) Land $99,200 Building $102,940	$202,140 (+15.47%) Land $99,200 Building $102,940
2022	$1,442.00 Homeowner's exemption	$153,326	$175,051 Land $99,200 Building $75,851

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1632 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1632 Alligator Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20