16328 Scarbery Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16328 Scarbery Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,773 sqft · built 1995
Lot Size0.408 acres (17,758 sqft)
OwnerTrust Name on File
Last Sale$168,000 (Nov 1994)
Tax Bill$4,190 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN288-381-27-00

Property Details

APN / Parcel Number

Primary APN288-381-27-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,773 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area17,758 sqft (0.408 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address16328 SCARBERY RD
CityRAMONA
StateCA
Zip92065-4250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 249 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block2
Legal Lot Number249
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2000
Census Tract20810

Owner

16328 Scarbery Rd is owner-occupied and held in a trust since November 1994.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address16328 SCARBERY RD, RAMONA, CA 92065-4250
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 1994 · Amount on File
Deed SaleNov 15, 1994 · Amount on File
Prior SaleJul 26, 1994 · Amount on File
Deed Document Number1994658468
Prior Transfer DateJul 15, 1994
Prior Transfer Doc0000458868
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16328 SCARBERY RD, RAMONA, CA 92065-4250
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address16328 SCARBERY RD, RAMONA, CA 92065-4250

Mortgage

Document Number0000710825
DateNov 13, 2020
Instrument2020-0710825
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16328 Scarbery Rd was $4,190 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$313,383 (+2%) Land $75,364 Building $238,019
2025$4,190.00 Homeowner's exemption$307,239 Land $73,887 Building $233,352
2023$3,864.00 (-3.52%) Homeowner's exemption$295,311 Land $71,019 Building $224,292
2022$4,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16328 Scarbery Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16328 Scarbery Rd is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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