San Diego County property record for 16322 Scarbery Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1986 |
| Lot Size | 0.406 acres (17,676 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $670,000 (Aug 2022) |
| Tax Bill | $8,310 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-381-26-00 |
| Primary APN | 288-381-26-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,500 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Lot Area | 17,676 sqft (0.406 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16322 SCARBERY RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 248 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 2 |
| Legal Lot Number | 248 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16322 SCARBERY RD, RAMONA, CA 92065-4250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 5, 2022 | Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Apr 7, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Mar 25, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| May 15, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| May 15, 2018 | Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on Record |
| Deed Sale | Aug 5, 2022 · Amount on Record |
| Prior Sale | May 15, 2018 · Amount on Record |
| Deed Document Number | 2022319786 |
| Prior Transfer Date | May 14, 2018 |
| Prior Transfer Doc | 0000196115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 5, 2022 |
| Property Address | 16322 SCARBERY RD, RAMONA, CA 92065-4250 |
| Document Number | 0000319786 |
| Map Reference | MAP 7519 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022-0319786 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 16322 SCARBERY RD, RAMONA, CA 92065-4250 |
| Document Number | 0000319787 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022-0319787 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16322 SCARBERY RD, RAMONA, CA 92065-4250 |
| Document Number | 0000182412 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16322 SCARBERY RD RAMONA CA 920654250, RAMONA, CA 92065-4250 |
| Document Number | 0000182412 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 182412 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16322 SCARBERY RD, RAMONA, CA 92065-4250 |
| Document Number | 0000114042 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16322 SCARBERY RD RAMONA CA 920654250, RAMONA, CA 92065-4250 |
| Document Number | 0000114042 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 114042 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2018 |
| Property Address | 16322 SCARBERY RD, RAMONA, CA 92065-4250 |
| Document Number | 0000196115 |
| Instrument Date | May 14, 2018 |
| Instrument | 196115 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16322 SCARBERY RD RAMONA CA 920654250, RAMONA, CA 92065-4250 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2018 |
| Property Address | 16322 SCARBERY RD, RAMONA, CA 92065-4250 |
| Document Number | 0000196114 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 196114 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $526.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16322 SCARBERY RD RAMONA CA 920654250, RAMONA, CA 92065-4250 |
| Document Number | 196116 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 196116 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $711,007 (+2%) Land $249,474 Building $461,533 | |
| 2025 | $8,310.00 (+10.52%) Homeowner's exemption | $697,067 (+8.58%) Land $244,583 Building $452,484 |
| 2023 | $7,519.00 (+16.5%) Homeowner's exemption | $642,000 Land $225,000 Building $417,000 |
| 2022 | $6,454.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2022 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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