16320 Masonic, Fraser, MI 48026 Property Records

Macomb County property record for 16320 Masonic, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,442 sqft · built 1950
Lot Size	1.72 acres (75,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jan 2026)
Tax Bill	$8,288 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-402-035`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-402-035`
Alternative APN	`1406402035`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Building Area	1,442 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Lot Area	75,010 sqft (1.72 acres)
Lot Dimensions	250 ft deep x 300 ft wide
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16320 MASONIC
City	FRASER
State	MI
Zip	48026-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	1-12-2016 SPLIT 03-14-06-402-019 INTO 03-14-06-402-035 & 03-14-06-402-036. T1N R13E SEC 6 COMM AT CEN POST SEC 6; TH N8812'30"E 1146.55 FT TO PT BEG; TH N8812'30"E 300 FT TH S0205'09"'E 250 FT; TH S8812'30"W 300 FT; TH N02*05'09"W 250 FT TO POB.
Legal Range	13E
Legal Township	01N
Legal Section	06
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	4
Census Block	4004
Census Tract	254200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16320 MASONIC, FRASER, MI 48026-3624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Nov 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Deed Document Number	20265933
Deed Book / Page	30484 / 160
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0000126371
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 21, 2026
Property Address	16320 MASONIC, FRASER, MI 48026-3624
Document Number	2600005933
Book / Page	30484 / 160
Instrument Date	Jan 16, 2026
Instrument	202600005933
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 HENDRIE BLVD, ROYAL OAK, MI 48067-2474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16320 MASONIC, FRASER, MI 48026-3624

Mortgage

Document Number	0000489157
Date	Jan 21, 2026
Instrument	30489/157

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 15, 2018
Property Address	16320 MASONIC, FRASER, MI 48026-3624
Document Number	0000126371
Book / Page	025683 / 000740
Instrument Date	Nov 15, 2018
Instrument	126371
Transaction Type	Transfer
Record Updated	Feb 4, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8734 HUNTINGTON RD HUNTINGTON WOODS MI 480701645, HUNTINGTON WOODS, MI 48070-1645

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,500 (+7.61%)	$359,000 (+7.61%)
2025	$8,288.00 (+2.82%)	$166,800 (+23.92%)	$333,600 (+23.92%)
2024	$8,061.00 (+10.87%)
2023		$134,600	$269,200
2022	$7,271.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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