Kane County property record for 1624 Seaton Ln, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,177 sqft · built 2003 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jun 2010) |
| Tax Bill | $10,027 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-33-327-007 |
| Primary APN | 06-33-327-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,177 sqft Living Area |
| Gross Area | 3,055 sqft |
| Basement Area | 878 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1624 SEATON LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-8873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MULBERRY GROVE UNIT 3 LOT 6 |
| Legal Subdivision | MULBERRY GROVE |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 851907 |
1624 Seaton Ln is owned and occupied by an individual who bought it in June 2010.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1624 SEATON LN, ELGIN, IL 60123-8873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA |
| Jul 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2010 · Amount on File |
| Deed Sale | Jun 7, 2010 · Amount on File |
| Prior Sale | Feb 11, 2010 |
| Deed Document Number | 201036542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1624 SEATON LN, ELGIN, IL 60123-8873 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000046254 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025K046254 |
| Name | ST CHARLES BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 6, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Change Frequency | Monthly |
| Min Rate At Change | 3.99% |
| Max Rate | 20% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1624 SEATON LN, ELGIN, IL 60123-8873 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1624 SEATON LN, ELGIN, IL 60123-8873 |
| Document Number | 0000035717 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022K035717 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 245 Months |
| Due | Dec 1, 2042 |
The 2025 property tax bill for 1624 Seaton Ln was $10,027 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,027.00 Homeowner's exemption | $139,439 (+8.57%) Land $34,886 Building $104,553 | $418,484 (+8.57%) Land $104,700 Building $313,785 |
| 2024 | $128,432 Land $32,132 Building $96,300 | $385,450 Land $96,435 Building $289,016 | |
| 2022 | $8,653.00 (+4.39%) Homeowner's exemption | $105,798 (+6.96%) Land $26,469 Building $79,329 | $317,394 (+6.96%) Land $79,407 Building $237,987 |
| 2021 | $8,289.00 Homeowner's exemption | $98,914 Land $24,747 Building $74,167 | $296,742 Land $74,241 Building $222,501 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1624 Seaton Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1624 Seaton Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Fox Valley Internet, Metronet, Verizon.
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