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1632 Cool Spring Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1632 Cool Spring Rd, Charlottesville, VA 22901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,324 sqft · built 1984
Lot Size0.035 acres (1,551 sqft)
OwnerIndividual Name on Record
Last Sale$204,000 (Aug 2019)
Tax Bill$2,605 (2026)
Deeds & MortgagesAug 2019 Sale & Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN061B0-03-NN-00300

Property Details

APN / Parcel Number

Primary APN061B0-03-NN-00300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,324 sqft Finished Area
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,551 sqft (0.035 acres)
View / LotProximity to Airport

Exterior Amenities

PorchSlab
Porch Area23 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1632 COOL SPRING RD
CityCHARLOTTESVILLE
StateVA
Zip22901-1379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10 RESIDE
Legal DescriptionTOWNWOOD LOT 3 BLK O SECTION 3
Legal SubdivisionTOWNWOOD
JurisdictionALBEMARLE VA
Township / Civil DivisionRIO
Census Block Group2
Census Block2001
Census Tract10702

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1632 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1379
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
GREATER CHARLOTTESVILLE HABITA
Jun 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
VCC BANK
Mar 13, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2019 · Amount on Record
Deed SaleAug 23, 2019 · Amount on Record
Prior SaleMar 13, 2018 · Amount on Record
Deed Document Number20199262
Deed Book / Page5210 / 517
Record UpdatedSep 20, 2026

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateAug 23, 2019
Property Address1632 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1379
Document Number0000009262
Book / Page005210 / 000517
Instrument DateAug 22, 2019
Instrument9262
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 12, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$204.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1632 COOL SPRING RD CHARLOTTESVILLE VA 229011379, CHARLOTTESVILLE, VA 22901-1379

Mortgage

Document Number9263
DateAug 23, 2019
Book Page005210/000525
Instrument9263
Lender
NameGREATER CHARLOTTESVILLE HABITA
AddressPO BOX 7305, CHARLOTTESVILLE, VA 22906-7305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2049

Mortgage

Document Number9264,
DateAug 23, 2019
Book Page005210/000545
Instrument9264
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address600 E MAIN ST, RICHMOND, VA 23219-2416
Agreement
AmountAmount Recorded

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address1632 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1379
Document Number0000006311
Instrument DateJun 7, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018
Title CompanyBANKER TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address919 W MAIN ST CHARLOTTESVILLE VA 229032846, CHARLOTTESVILLE, VA 22903-2846

Mortgage

Document Number0000006311
DateJun 11, 2018
Book Page005057/000533
Instrument6311
Lender
NameVCC BANK
Address110 PEPPERS FRY RD NW, CHRISTIANSBURG, VA 24073-1068
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateMar 13, 2018
Property Address1632 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1379
Document Number0000002523
Book / Page005022 / 000301
Instrument DateFeb 19, 2018
Instrument2523
Transaction TypeTransfer
Record UpdatedMar 29, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$161.50
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1632 COOL SPRING RD CHARLOTTESVILLE VA 229011379, CHARLOTTESVILLE, VA 22901-1379

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,605.00 (+2.68%)$291,400 (+2.68%) Land $90,000 Building $201,400$291,400 (+2.68%) Land $90,000 Building $201,400
2025$2,537.00 (+9.17%)$283,800 (+4.26%) Land $85,000 Building $198,800$283,800 (+4.26%) Land $85,000 Building $198,800
2023$2,324.00$272,200 Land $67,500 Building $204,700$272,200 Land $67,500 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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