Albemarle County property record for 1630 Cool Spring Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1984 |
| Lot Size | 0.076 acres (3,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Oct 2019) |
| Tax Bill | $2,706 (2026) |
| Deeds & Mortgages | Mar 2020 Sale Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061B0-03-NN-00400 |
| Primary APN | 061B0-03-NN-00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Finished Area |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,326 sqft (0.076 acres) |
| View / Lot | Proximity to Airport |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1630 COOL SPRING RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 RESIDE |
| Legal Description | TOWNWOOD LOT 4 BLK O SEC 3 |
| Legal Subdivision | TOWNWOOD |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10702 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10110 FIELD LN, GORDONSVILLE, VA 22942-7584 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 17, 2019 | Grant Deed, Transfer · Conventional Mortgage CARDINAL FIN'L |
| Oct 12, 2017 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on Record |
| Deed Sale | Oct 17, 2019 · Amount on Record |
| Deed Document Number | 201911363 |
| Deed Book / Page | 5230 / 778 |
| Last Transfer Date | Feb 18, 2020 |
| Transfer Doc | 5285/681 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Mar 9, 2020 |
| Property Address | 1630 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1379 |
| Document Number | 0000002620 |
| Book / Page | 005285 / 000681 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 2620 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10110 FIELD LN GORDONSVILLE VA 229427584, GORDONSVILLE, VA 22942-7584 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 17, 2019 |
| Property Address | 1630 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1379 |
| Document Number | 0000011363 |
| Book / Page | 005230 / 000778 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 11363 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 408 W GORDON AVE GORDONSVILLE VA 229427554, GORDONSVILLE, VA 22942-7554 |
| Document Number | 11364 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 005231/000001 |
| Instrument | 11364 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1630 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1379 |
| Document Number | 0000012212 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1630 COOL SPRING RD CHARLOTTESVILLE VA 229011379, CHARLOTTESVILLE, VA 22901-1379 |
| Document Number | 0000012212 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 004973/000489 |
| Instrument | 12212 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2047 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,706.00 (+2.38%) | $302,700 (+9.87%) Land $99,000 Building $203,700 | $302,700 (+9.87%) Land $99,000 Building $203,700 |
| 2025 | $2,643.00 (+12.37%) | ||
| 2023 | $2,352.00 | $275,500 Land $74,300 Building $201,200 | $275,500 Land $74,300 Building $201,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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