1632 Black Spruce Way, Willow Spring, NC 27592 Property Records

Wake County property record for 1632 Black Spruce Way, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,643 sqft · built 2017
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$304,500 (May 2017)
Tax Bill	$2,504 (2023)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0685.02-87-7815 0440569`

Property Details

APN / Parcel Number

Primary APN	`0685.02-87-7815 0440569`
Alternative APN	`0440569`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,643 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	24,394 sqft (0.56 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	327 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0440569
Street Address	1632 BLACK SPRUCE WAY
City	WILLOW SPRING
State	NC
Zip	27592-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO130 HONEYCUTT LANDING PH2 BM2016-01666
Legal Subdivision	HONEYCUTT LANDING
Legal Phase	2
Legal Lot Number	130
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	1
Census Block	1000
Census Tract	53115

Owner

1632 Black Spruce Way is owned and occupied by two individuals who bought it in May 2017.

Source: Wake County records, as of April 18, 2024

Owner of Record	2 Individual Names on File
Mailing Address	1632 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 25, 2017	Grant Deed, Subdivision Related Transfer STATE EMPS CU
Feb 14, 2017	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on File
Deed Sale	May 25, 2017 · Amount on File
Deed Document Number	0167922689
Deed Book / Page	16792 / 2689
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1632 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19086/1264
Date	Jul 13, 2022
Book Page	19086/1264

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ANGIER, NC 27501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1632 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19053/1295
Date	Jun 9, 2022
Book Page	19053/1295

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	9.5%

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	May 25, 2017
Property Address	1632 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Document Number	167922689
Book / Page	016792 / 002689
Instrument Date	May 25, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1632 BLACK SPRUCE WAY WILLOW SPRING NC 27592, WILLOW SPRING, NC 27592

Mortgage

Document Number	167922691
Date	May 25, 2017
Book Page	016792/002691

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAKE NC
Property Address	1632 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Document Number	166951421
Book / Page	016695 / 001421
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,504.00	$318,587 Land $65,000 Building $253,587	$318,587 Land $65,000 Building $253,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1632 Black Spruce Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1632 Black Spruce Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HONEYCUTT LANDING S/D private · serves 473 people · EPA ID NC4092103
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Spruce Way

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