1628 Black Spruce Way, Willow Spring, NC 27592 Property Records

Wake County property record for 1628 Black Spruce Way, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,708 sqft · built 2017
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$387,500 (Apr 2018)
Tax Bill	$3,821 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0685.02-87-8832-000`

Property Details

APN / Parcel Number

Primary APN	`0685.02-87-8832-000`
Alternative APNs	`0685.02-87-8832 0440568` `0685878832` `0440568`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,708 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	23,958 sqft (0.55 acres)
Garage Area	273 sqft
Porch	Porch
Porch Area	362 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0440568
Street Address	1628 BLACK SPRUCE WAY
City	WILLOW SPRING
State	NC
Zip	27592-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO129 HONEYCUTT LANDING PH2 BM2016-01666
Legal Subdivision	HONEYCUTT LANDING PH2
Legal Phase	2
Legal Lot Number	129
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	1
Census Block	1000
Census Tract	53115

Owner

1628 Black Spruce Way is owned and occupied by two individuals who acquired it in December 2018.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1628 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU
Dec 18, 2019	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Dec 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 2, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage NORTHWEST FCU
Apr 24, 2017	Loan Modification, Mortgage ATTORNEY ONLY
Apr 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Prior Sale	Apr 25, 2017 · Amount on File
Deed Book / Page	17087 / 326
Last Transfer Date	Dec 20, 2018
Transfer Doc	173230373
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1628 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18905/2589
Date	Feb 3, 2022
Book Page	18905/2589

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1628 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Document Number	176941690
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1628 BLACK SPRUCE WAY WILLOW SPRING NC 275927470, WILLOW SPRING, NC 27592-7470

Mortgage

Document Number	176941690
Date	Dec 23, 2019
Book Page	017694/001690

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Dec 20, 2018
Property Address	1628 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Document Number	173230373
Book / Page	017323 / 000373
Instrument Date	Dec 20, 2018
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1628 BLACK SPRUCE WAY WILLOW SPRING NC 275927470, WILLOW SPRING, NC 27592-7470

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	Apr 2, 2018
Property Address	1628 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Document Number	170870326
Book / Page	017087 / 000326
Instrument Date	Apr 2, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1628 BLACK SPRUCE WAY WILLOW SPRING NC 275927470, WILLOW SPRING, NC 27592-7470

Mortgage

Document Number	170870328
Date	Apr 2, 2018
Book Page	017087/000328

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAKE NC
Property Address	1628 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Document Number	167611133
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 25, 2017
Property Address	1628 BLACK SPRUCE WAY, WILLOW SPRING, NC 27592-7470
Document Number	167611130
Book / Page	016761 / 001130
Instrument Date	Apr 24, 2016
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,032.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1628 Black Spruce Way was $3,821.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,821.00	$594,387 Land $110,000 Building $484,387	$594,387 Land $110,000 Building $484,387
2023	$3,128.00	$398,708 Land $65,000 Building $333,708	$398,708 Land $65,000 Building $333,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1628 Black Spruce Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1628 Black Spruce Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HONEYCUTT LANDING S/D private · serves 473 people · EPA ID NC4092103
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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