1631 Wainscott Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1631 Wainscott Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,190 sqft · built 2004
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$241,700 (Feb 2006)
Tax Bill$5,349 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNT030300356

Property Details

APN / Parcel Number

Primary APNT030300356
Alternative APN
  • 2-0098-9156-00-B130.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,190 sqft Living Area
Gross Area4,980 sqft
1st Floor Area2,190 sqft
Basement Area2,160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area102 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT030300356
Street Address1631 WAINSCOTT CT
CityO FALLON
StateMO
Zip63366-4587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMPTON WOODS VLG B #1 LOT B130
Legal SubdivisionHAMPTON WOODS VLG B #1
Legal Block130
Legal Lot NumberB130
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2000
Census Tract311604

Owner

1631 Wainscott Ct is owned and occupied by two individuals who bought it in February 2006.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1631 WAINSCOTT CT, O FALLON, MO 63366-4587
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2006 · Amount on File
Deed SaleFeb 8, 2006 · Amount on File
Prior SaleFeb 8, 2006 · Amount on File
Deed Document Number2006116310
Deed Book / Page4412 / 1309
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1631 WAINSCOTT CT, O FALLON, MO 63366-4587
Document Number0071991104
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedFeb 3, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1631 WAINSCOTT CT O FALLON MO 633664587, O FALLON, MO 63366-4587

Mortgage

Document Number0071991104
DateDec 16, 2019
Book Page007199/001104
Instrument721000
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueDec 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1631 Wainscott Ct was $5,349.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,484 (-)$439,389 (-) Land $80,000 Building $359,389
2025$5,349.00$83,484$439,389 Land $80,000 Building $359,389
2023$76,706
2022$403,717 Land $55,000 Building $348,717

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1631 Wainscott Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1631 Wainscott Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Gateway Fiber.

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