1627 Wainscott Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1627 Wainscott Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,012 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$518,130 (Oct 2026)
Tax Bill	$6,481 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T030300357`

Property Details

APN / Parcel Number

Primary APN	`T030300357`
Alternative APN	`2-0098-9156-00-B131.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,012 sqft Living Area
Gross Area	4,937 sqft
1st Floor Area	3,037 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Masonry Veneer
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Patio Area	1,029 sqft

Utilities, Heating & Cooling

Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	T030300357
Street Address	1627 WAINSCOTT CT
City	O FALLON
State	MO
Zip	63366-4587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON WOODS VLG B #1 LOT B131
Legal Subdivision	HAMPTON WOODS VLG B #1
Legal Block	131
Legal Lot Number	B131
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	311604

Owner

1627 Wainscott Ct is owned and occupied by two individuals who bought it in October 2026.

Source: St. Charles County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1627 WAINSCOTT CT, O FALLON, MO 63366-4587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Feb 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 5, 2017	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Feb 11, 2021 · Amount on File
Deed Document Number	202646896
Prior Transfer Date	Feb 6, 2021
Prior Transfer Doc	0000012936
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 1, 2026
Property Address	1627 WAINSCOTT CT, O FALLON, MO 63366-4587
Document Number	0000046896
Instrument Date	Sep 11, 2026
Instrument	202646896
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ATG TITLE INC, ATG TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 WAINSCOTT CT, O FALLON, MO 63366-4587

Mortgage

Document Number	0000046897,
Date	Oct 1, 2026
Instrument	202646897

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 11, 2021
Property Address	1627 WAINSCOTT CT, O FALLON, MO 63366-4587
Document Number	2021R012936
Map Reference	MB 39 PG 211
Instrument Date	Feb 6, 2021
Instrument	2021R-012936
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 WAINSCOTT CT, O FALLON, MO 63366-4587

Mortgage

Document Number	2021R012937
Date	Feb 11, 2021
Instrument	2021R-012937

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1627 WAINSCOTT CT, O FALLON, MO 63366-4587
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071170959
Date	Aug 5, 2019
Book Page	7117/0959
Instrument	20190805000404400

Lender

Name	US BANK NA
Type	Mortgage Company
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jun 18, 2034

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 5, 2017
Property Address	1627 WAINSCOTT CT, O FALLON, MO 63366-4587
Document Number	0067391591
Book / Page	006739 / 001591
Instrument Date	May 3, 2017
Instrument	275870
Transaction Type	Transfer
Record Updated	Jun 28, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1627 WAINSCOTT CT O FALLON MO 633664587, O FALLON, MO 63366-4587

Mortgage

Document Number	67391594
Date	May 5, 2017
Book Page	006739/001594
Instrument	275880

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1627 Wainscott Ct was $6,481.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,299 (-)	$533,152 (-) Land $80,000 Building $453,152
2025	$6,481.00	$101,299	$533,152 Land $80,000 Building $453,152
2023		$93,045
2022			$489,712 Land $55,000 Building $434,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1627 Wainscott Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1627 Wainscott Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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