1631 Valley Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 1631 Valley Dr, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,912 sqft · built 1959
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2026)
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000B004310`

Property Details

APN / Parcel Number

Primary APN	`000B004310`
Alternative APNs	`03-0821-04-2-11-18-0000` `R0335792` `B004310` `B00431`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,912 sqft Living Area
Gross Area	3,070 sqft
1st Floor Area	1,484 sqft
Basement Area	1,586 sqft
Finished Basement	1,428 sqft
Unfinished Basement	158 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1631 VALLEY DR
City	LAUREL
State	MT
Zip	59044-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRUHLKE SUBD, S04, T02 S, R24 E, BLOCK 2, LOT 5 - 7
Legal Range	24E
Legal Township	02S
Legal Section	04
Legal Subdivision	GRUHLKE SUBD
Legal Block	2
Legal Lot Number	5-7
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1001
Census Tract	1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1631 VALLEY DR, LAUREL, MT 59044-9401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Apr 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ALTANA FEDERAL CREDIT UNION
May 21, 2020	Loan Modification, Mortgage TRUIST BK
Jul 23, 2018	Warranty Deed, Transfer FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	20264131076
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 15, 2026
Property Address	1631 VALLEY DR, LAUREL, MT 59044-9401
Document Number	0004131076
Instrument Date	Apr 15, 2026
Instrument	20264131076
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 VALLEY DR, LAUREL, MT 59044-9401

Mortgage

Document Number	0004131076,
Date	Apr 15, 2026
Instrument	20264131076

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1631 VALLEY DR, LAUREL, MT 59044-9401
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003880475
Date	Apr 16, 2019
Instrument	3880475

Lender

Name	ALTANA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	1631 VALLEY DR, LAUREL, MT 59044-9401
Document Number	0003922750
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 VALLEY DR LAUREL MT 590449401, LAUREL, MT 59044-9401

Mortgage

Document Number	0003922750
Date	Jun 4, 2020
Instrument	3922750

Lender

Name	TRUIST BK
Address	CHARLOTTE, NC 28258-0302

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jun 3, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 23, 2018
Property Address	1631 VALLEY DR, LAUREL, MT 59044-9401
Document Number	0003855296
Instrument Date	Jul 19, 2018
Instrument	000003855296
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 VALLEY DR, LAUREL, MT 59044-9401

Mortgage

Document Number	0003855297
Date	Jul 23, 2018
Instrument	000003855297

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,500 (+16.74%) Land $68,857 Building $349,643	$418,500 (+16.74%) Land $68,857 Building $349,643
2025	$1,521.00 (-17.16%)	$358,500 (+34.62%) Land $68,857 Building $289,643	$358,500 (+34.62%) Land $68,857 Building $289,643
2024	$1,836.00 (+8.9%)
2023	$1,686.00	$266,300	$266,300 Land $44,574 Building $221,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisp West.

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