1628 Valley Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 1628 Valley Dr, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,476 sqft · built 1936
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000B004410`

Property Details

APN / Parcel Number

Primary APN	`000B004410`
Alternative APNs	`03-0821-04-2-05-05-0000` `R0335805` `B004410` `B00441`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
Gross Area	3,668 sqft
1st Floor Area	1,816 sqft
Basement Area	1,816 sqft
Finished Basement	660 sqft
Unfinished Basement	1,156 sqft
Family Room	Family Room

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1993
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1628 VALLEY DR
City	LAUREL
State	MT
Zip	59044-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRUHLKE SUBD, S04, T02 S, R24 E, BLOCK 5, LOT 9 - 11
Legal Range	24E
Legal Township	02S
Legal Section	04
Legal Subdivision	GRUHLKE SUBD
Legal Block	5
Legal Lot Number	9-11
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1002
Census Tract	1901

Owner

1628 Valley Dr is owned and occupied by two individuals.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1628 VALLEY DR, LAUREL, MT 59044-9475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 7, 2021	Warranty Deed, Transfer · FHA Mortgage OPPORTUNITY BANK OF MT
May 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1628 VALLEY DR, LAUREL, MT 59044-9475
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 VALLEY DR, LAUREL, MT 59044-9475

Mortgage

Document Number	0004064100
Date	Dec 11, 2023
Instrument	4064100

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jan 7, 2021
Property Address	1628 VALLEY DR, LAUREL, MT 59044-9475
Document Number	0003954898
Map Reference	DOC 527555
Instrument Date	Jan 6, 2021
Instrument	3954898
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1628 VALLEY DR, LAUREL, MT 59044-9475

Mortgage

Document Number	0003954899
Date	Jan 7, 2021
Instrument	3954899

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 29, 2018
Property Address	1628 VALLEY DR, LAUREL, MT 59044-9475
Document Number	0003850137
Instrument Date	May 10, 2018
Instrument	3850137
Transaction Type	Transfer
Record Updated	Jun 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1628 VALLEY DR LAUREL MT 590449475, LAUREL, MT 59044-9475

Tax Assessment & Valuation

The 2025 property tax bill for 1628 Valley Dr was $1,608.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,200 Land $76,567 Building $302,633	$379,200 Land $76,567 Building $302,633
2025	$1,608.00
2023	$1,928.00	$304,400	$304,400 Land $49,724 Building $254,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1628 Valley Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1628 Valley Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisp West.

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