Fluvanna County property record for 1631 Plain Dealing Rd, Palmyra, VA 22963
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1996 |
| Lot Size | 23.5 acres (1,023,660 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,443 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33 A 5 |
| Primary APN | 33 A 5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 621 sqft |
| Finished Basement | 621 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,023,660 sqft (23.5 acres) |
| Terrain | Rolling |
| Garage Area | 1,288 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 384 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 4166 |
|---|---|
| Street Address | 1631 PLAIN DEALING RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 287-554 AC 23.5 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20200 |
1631 Plain Dealing Rd, a rural home, is owned and occupied by an individual.
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1631 PLAIN DEALING RD, PALMYRA, VA 22963-4536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 1631 PLAIN DEALING RD, PALMYRA, VA 22963-4536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1800964 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 1800964 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2033 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1631 Plain Dealing Rd was $2,443.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,000 (+0.01%) Land $121,000 Building $279,000 | $400,000 (+0.01%) Land $121,000 Building $279,000 | |
| 2025 | $2,443.00 | $399,956 Land $121,000 Building $278,956 | $399,956 Land $121,000 Building $278,956 |
| 2023 | $375,100 Land $121,000 Building $254,100 | $375,100 Land $121,000 Building $254,100 | |
| 2022 | $2,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1631 Plain Dealing Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1985–1996) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1631 Plain Dealing Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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