Fluvanna County property record for 553 Plain Dealing Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2009 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $308,000 (Apr 2021) |
| Tax Bill | $2,656 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32 A 56A |
| Primary APN | 32 A 56A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 3,998 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 555 sqft |
| Patio Area | 135 sqft |
| Shed | 1 Shed |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 553 PLAIN DEALING RD |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-4689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | INST 210002173 AC 5.0 |
| Legal Block | 5 |
| Legal Lot Number | A |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20200 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 553 PLAIN DEALING RD, PALMYRA, VA 22963-4689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS |
| Apr 29, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Deed Document Number | 20212173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 553 PLAIN DEALING RD, PALMYRA, VA 22963-4689 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1700159 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 1700159 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 29, 2021 |
| Property Address | 553 PLAIN DEALING RD, PALMYRA, VA 22963-4689 |
| Document Number | 210002173 |
| Map Reference | PB 3 PG 57 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 210002173 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 553 PLAIN DEALING RD, PALMYRA, VA 22963-4689 |
| Document Number | 210002174 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 210002174 |
| Name | MCLEAN MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0210002175 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 210002175 |
| Name | COMMERCE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,840 (-) Land $48,500 Building $303,340 | $351,840 (-) Land $48,500 Building $303,340 | |
| 2025 | $2,656.00 (+4.98%) | $351,840 (+17.36%) Land $48,500 Building $303,340 | $351,840 (+17.36%) Land $48,500 Building $303,340 |
| 2023 | $299,800 Land $48,500 Building $251,300 | $299,800 Land $48,500 Building $251,300 | |
| 2022 | $2,530.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1985–1996) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures