1631 May St, Covington, KY 41014 Property Records

Kenton County property record for 1631 May St, Covington, KY 41014 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 760 sqft · built 1889
Lot Size	0.039 acres (1,700 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jun 2023)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-12-015.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-12-015.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	760 sqft Finished Area
Gross Area	820 sqft

Exterior

Year Built	Built 1889
Exterior Material	Stone
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	1,700 sqft
Lot Dimensions	68 ft deep x 25 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0551212015.00
Street Address	1631 MAY ST
City	COVINGTON
State	KY
Zip	41014-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBURN AVE LD CO LOT 142 2ND 25X68 IRREG
Legal Subdivision	WOODBURN AVE LAND CO
Legal Phase	2
Legal Lot Number	142
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4003
Census Tract	65000

Owner

Source: Kenton County records · APN 055-12-12-015.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1631 MAY ST, COVINGTON, KY 41014-1073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Jun 12, 2023	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Mar 10, 2022	Warranty Deed, Transfer
May 18, 2018	Warranty Deed, Transfer SAMANTHA PROPERTIES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	0000230659
Deed Book / Page	230 / 659
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1631 MAY ST, COVINGTON, KY 41014-1073
Transaction Type	Mortgage
Record Updated	Feb 23, 2024
Title Company	AGENCY TITLE, AGENCY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 MAY ST, COVINGTON, KY 41014-1073

Mortgage

Document Number	0005900182
Date	Jun 12, 2023
Book Page	KCM 468/432
Instrument	23061205900182

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 12, 2023
Property Address	1631 MAY ST, COVINGTON, KY 41014-1073
Document Number	0005900180
Book / Page	KC 230 / 659
Map Reference	MB 76 PG 641
Instrument Date	Jun 08, 2023
Instrument	23061205900180
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12333 SOWDEN RDB, HOUSTON, TX 77080

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1631 MAY ST, COVINGTON, KY 41014-1073

Mortgage

Document Number	0005900181
Date	Jun 12, 2023
Book Page	KCM 468/416
Instrument	23061205900181

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 10, 2022
Property Address	1631 MAY ST, COVINGTON, KY 41014-1073
Document Number	0005900114
Book / Page	152 / 700
Map Reference	MB 76 PG 641
Instrument Date	Mar 01, 2022
Instrument	22031005900114
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10484 BIG BONE RD, UNION, KY 41091-9742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12333 SOWDEN RD, HOUSTON, TX 77080-2058
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 18, 2018
Property Address	1631 MAY ST, COVINGTON, KY 41014-1073
Document Number	0000000015
Book / Page	0C6413 / 000078
Instrument Date	May 14, 2018
Instrument	15
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47.04
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1095 FROGTOWN RD UNION KY 410917135, UNION, KY 41091-7135

Mortgage

Document Number	16
Date	May 18, 2018
Book Page	0C6413/000082
Instrument	16

Lender

Name	SAMANTHA PROPERTIES
Address	PO BOX BOX 508, INDEPENDENCE, KY 41051

Agreement

Amount	Amount Recorded
Term	84 Months
Due	May 17, 2025

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00 (+220.99%)	$142,000 (+222.73%) Land $5,000 Building $137,000	$142,000 (+222.73%) Land $5,000 Building $137,000
2023	$586.00	$44,000 Land $5,000 Building $39,000	$44,000 Land $5,000 Building $39,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170650004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 956 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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