1620 May St, Covington, KY 41014 Property Records

Kenton County property record for 1620 May St, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,452 sqft
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Oct 2023)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-11-18-026.00`

Property Details

APN / Parcel Number

Primary APN	`055-11-18-026.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,452 sqft Finished Area
Gross Area	1,680 sqft

Exterior

Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1620 MAY ST
City	COVINGTON
State	KY
Zip	41014-1074
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	KENNEDY OF SOUTHGATE LAND LOT 28
Legal Subdivision	KENNEDY OF SOUTHGATE LAND
Legal Lot Number	28
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4002
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	681 SUNNINGDALE DR, OCEANSIDE, CA 92057-5014
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer · Commercial Mortgage DOUBLE BACKFLIP LLC
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage EQUITY RSRCS/OH
Oct 31, 2018	Deed of Trust, Mortgage VICTORY CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	20238
Deed Book / Page	251 / 649
Prior Transfer Date	Oct 10, 2023
Prior Transfer Doc	0005900008
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 13, 2023
Property Address	1620 MAY ST, COVINGTON, KY 41014-1074
Document Number	0005900008
Book / Page	KC 251 / 649
Map Reference	PL 46
Instrument Date	Oct 10, 2023
Instrument	23101305900008
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5800 MILONA CT, FAIRFIELD, OH 45014-5538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 SUNNINGDALE DR, OCEANSIDE, CA 92057-5014

Mortgage

Document Number	0005900015
Date	Oct 13, 2023
Book Page	KCM 499/578
Instrument	23101305900015

Lender

Name	DOUBLE BACKFLIP LLC
Type	Non-Lending Institution
Address	LEWISVILLE, TX 75067

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2024

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 26, 2019
Property Address	1620 MAY ST, COVINGTON, KY 41014-1074
Document Number	0000000149
Book / Page	0C6812 / 000059
Instrument Date	Nov 15, 2019
Instrument	149
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	AMERICAN HOMELAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5800 MILONA CT FAIRFIELD OH 450145538, FAIRFIELD, OH 45014-5538

Mortgage

Document Number	150
Date	Nov 26, 2019
Book Page	0C6812/000062
Instrument	150

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1620 MAY ST, COVINGTON, KY 41014-1074
Document Number	0000000038
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1620 MAY ST COVINGTON KY 410141074, COVINGTON, KY 41014-1074

Mortgage

Document Number	0000000038
Date	Nov 8, 2018
Book Page	0C6541/000050
Instrument	38

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 7, 2028

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (+49.3%)	$120,000 (+5%) Land $5,000 Building $115,000	$120,000 (+5%) Land $5,000 Building $115,000
2023	$1,065.00 (+0.85%)	$80,000 (-) Land $5,000 Building $75,000	$80,000 (-) Land $5,000 Building $75,000
2022	$1,056.00	$80,000 Land $5,000 Building $75,000	$80,000 Land $5,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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