16303 Cook Rd, Rough And Ready, CA 95975 Property Records

Nevada County property record for 16303 Cook Rd, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,814 sqft · built 1999
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Nov 2019)
Tax Bill	$6,813 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-010-054-000`

Property Details

APN / Parcel Number

Primary APN	`053-010-054-000`
Alternative APN	`53-010-54-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Lot Area	219,107 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,814 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	53-010-54-000
Street Address	16303 COOK RD
City	ROUGH AND READY
State	CA
Zip	95975-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL B PM 6/144
Legal Subdivision	PARCEL MAP FOR F F PENDLETON JR
Legal Lot Number	B
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3012
Census Tract	404

Owner

16303 Cook Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16303 COOK RD, ROUGH AND READY, CA 95975-9767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY MORTGAGE LLC
Nov 8, 2019	Grant Deed, Transfer · Conventional Mortgage AFFINITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on File
Deed Sale	Nov 8, 2019 · Amount on File
Prior Sale	Jul 27, 2012 · Amount on File
Deed Document Number	201923102
Prior Transfer Date	Jul 5, 2012
Prior Transfer Doc	0000019298
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	16303 COOK RD, ROUGH AND READY, CA 95975-9767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16303 COOK RD, ROUGH AND READY, CA 95975-9767

Mortgage

Document Number	0000032594
Date	Nov 25, 2020
Instrument	20200032594

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Nov 8, 2019
Property Address	16303 COOK RD, ROUGH AND READY, CA 95975-9767
Document Number	0000023102
Map Reference	MB 6 PG 144
Instrument Date	Nov 6, 2019
Instrument	20190023102
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16303 COOK RD, ROUGH AND READY, CA 95975-9767

Mortgage

Document Number	0000023103
Date	Nov 8, 2019
Instrument	20190023103

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16303 Cook Rd was $6,813 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,419 (+2%) Land $111,550 Building $529,869
2025	$6,813.00 Homeowner's exemption	$628,843 Land $109,363 Building $519,480
2023	$6,537.00 (+2.22%) Homeowner's exemption	$604,426 Land $105,117 Building $499,309	$575,460
2022	$6,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16303 Cook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16303 Cook Rd is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath, Succeed.Net, T-Mobile, Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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