16302 Cook Rd, Rough And Ready, CA 95975 Property Records

Nevada County property record for 16302 Cook Rd, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,122 sqft · built 1991
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Oct 2026)
Tax Bill	$4,017 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`053-010-040-000`

Property Details

APN / Parcel Number

Primary APN	`053-010-040-000`
Alternative APN	`53-010-40-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
1st Floor Area	1,870 sqft
2nd Floor Area	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Lot Area	217,800 sqft (5 acres)
Terrain	Above Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	53-010-40-000
Street Address	16302 COOK RD
City	ROUGH AND READY
State	CA
Zip	95975-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL 4 PM 11/28
Legal Subdivision	11-28, PARCEL MAP
Legal Lot Number	4
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3012
Census Tract	404

Owner

16302 Cook Rd is owned and occupied by two individuals who bought it in October 2026.

Source: Nevada County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16302 COOK RD, ROUGH AND READY, CA 95975-9767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Domestic Partner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Grant Deed, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES
Oct 6, 2026	Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Deed Document Number	202616062
Prior Transfer Date	Sep 29, 2026
Prior Transfer Doc	0000016061
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 6, 2026
Property Address	16302 COOK RD, ROUGH AND READY, CA 95975-9767
Document Number	0000016062
Instrument Date	Sep 29, 2026
Instrument	202616062
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16302 COOK RD, ROUGH AND READY, CA 95975-9767

Mortgage

Document Number	0000016063,
Date	Oct 6, 2026
Instrument	202616063

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	NEVADA CA
Recording Date	Oct 6, 2026
Property Address	16302 COOK RD, ROUGH AND READY, CA 95975-9767
Document Number	0000016061
Instrument Date	Sep 29, 2026
Instrument	202616061
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1320 CHADWICK CT, DUNDEE, IL 60118-3543

Tax Assessment & Valuation

The 2025 property tax bill for 16302 Cook Rd was $4,017.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,773 (+2%) Land $88,863 Building $279,910
2025	$4,017.00 Homeowner's exemption	$361,543 Land $87,121 Building $274,422
2023	$3,852.00 (+2.31%) Homeowner's exemption	$347,506 Land $83,739 Building $263,767	$665,460
2022	$3,765.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16302 Cook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16302 Cook Rd is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath, Succeed.Net, T-Mobile, Verizon, Xfinity.

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