1630 Varner Ct, Bartow, FL 33830 Property Records

Polk County property record for 1630 Varner Ct, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,723 sqft · built 1995
Lot Size	0.587 acres (25,578 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Jun 2012)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`24-29-36-292200-002090`

Property Details

APN / Parcel Number

Primary APN	`24-29-36-292200-002090`
Alternative APNs	`362924292200002090` `62924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,723 sqft Living Area
Gross Area	2,298 sqft
1st Floor Area	1,723 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	25,578 sqft (0.587 acres)
Lot Dimensions	150 ft deep x 95 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	575 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1630 VARNER CT
City	BARTOW
State	FL
Zip	33830-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HIGHLAND LAKES ESTATES PB 61 PG 7 BLK 2 LOTS 9 & 10
Legal Range	24E
Legal Township	29S
Legal Section	36
Legal Subdivision	HIGHLAND LAKE ESTATES-FLA. VILLAGE
Legal Tract	292200
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1048
Census Tract	14803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1630 VARNER CT, BARTOW, FL 33830-9360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2012 · Amount on Record
Deed Sale	Jun 6, 2012 · Amount on Record
Prior Sale	Oct 26, 1999 · Amount on Record
Deed Document Number	201299204
Deed Book / Page	8665 / 2046
Transfer Doc	0041360148
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1630 VARNER CT, BARTOW, FL 33830-9360
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 VARNER CT, BARTOW, FL 33830-9360

Mortgage

Document Number	0000043816
Date	Feb 17, 2022
Book Page	12121/1443
Instrument	2022043816

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1630 VARNER CT, BARTOW, FL 33830-9360
Document Number	0111600106
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1630 VARNER CT BARTOW FL 338309360, BARTOW, FL 33830-9360

Mortgage

Document Number	0111600106
Date	Mar 2, 2020
Book Page	011160/000106
Instrument	48110

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,342 (+2.7%)	$373,564 (+10.71%) Land $66,000 Building $307,564
2025	$2,872.00 (-10.31%) Homeowner's exemption	$200,917 (+5.99%)	$337,428 (+1.69%) Land $66,000 Building $271,428
2024	$3,202.00 (+5.47%)
2023	$3,036.00 (+14.65%) Homeowner's exemption	$189,568 (+3%)	$331,827 (+12.14%) Land $63,000 Building $268,827
2022	$2,648.00 Homeowner's exemption	$184,047	$295,897 Land $52,500 Building $243,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

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