1625 Varner Ct, Bartow, FL 33830 Property Records

Polk County property record for 1625 Varner Ct, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1993
Lot Size	0.257 acres (11,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Oct 2022)
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`24-29-36-292200-002230`

Property Details

APN / Parcel Number

Primary APN	`24-29-36-292200-002230`
Alternative APNs	`362924292200002230` `62924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,552 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,212 sqft (0.257 acres)
Lot Dimensions	125 ft deep x 112 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Pool Area	450 sqft
Porch	Florida Room
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1625 VARNER CT
City	BARTOW
State	FL
Zip	33830-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HIGHLAND LAKES ESTATES PB 61 PG 7 BLK 2 LOT 23
Legal Range	24E
Legal Township	29S
Legal Section	36
Legal Subdivision	HIGHLAND LAKE ESTATES-FLA. VILLAGE
Legal Tract	292200
Legal Block	2
Legal Lot Number	23
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1048
Census Tract	14803

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4171 WHIDDEN CEMETERY RD, LAKE WALES, FL 33859-8167
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Oct 19, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Mar 22, 2006 · Amount on Record
Deed Document Number	2022275370
Deed Book / Page	12453 / 1620
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1625 VARNER CT, BARTOW, FL 33830-9361
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 VARNER CT, BARTOW, FL 33830-9361

Mortgage

Document Number	0000008983
Date	Jan 11, 2024
Book Page	12971/362
Instrument	2024008983

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 19, 2022
Property Address	1625 VARNER CT, BARTOW, FL 33830-9361
Document Number	0000275370
Book / Page	12453 / 1620
Map Reference	MB 61 PG 7
Instrument Date	Oct 18, 2022
Instrument	2022275370
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3416 CEDARWOOD TRL, 3416, TALLAHASSEE, FL 32312-3652

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4171 WHIDDEN CEMETERY RD, LAKE WALES, FL 33859-8167

Mortgage

Document Number	0124531621
Date	Oct 19, 2022
Instrument	12453/1621

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,187.00 (-6.6%) Homeowner's exemption	$273,118 (+1.83%) Land $42,000 Building $231,118	$273,118 (+1.83%) Land $42,000 Building $231,118
2023	$4,483.00 (+129.31%) Homeowner's exemption	$268,199 (+71.25%) Land $40,000 Building $228,199	$268,199 (+13.38%) Land $40,000 Building $228,199
2022	$1,955.00 Homeowner's exemption	$156,613	$236,542 Land $33,000 Building $203,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

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