San Diego County property record for 1630 Ridge Rd, Vista, CA 92081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,856 sqft · built 1948 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $130,000 (Jul 1984) |
| Tax Bill | $2,991 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169-140-11-00 |
| Primary APN | 169-140-11-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 148,104 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|
| Street Address | 1630 RIDGE RD |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92081-6522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 77 DOC161209REC68 IN TR 002069 |
| Legal Subdivision | RANCHO MAR VISTA |
| Legal Tract | 002069 |
| Legal Block | 1 |
| Legal Lot Number | 77 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 19809 |
Source: San Diego County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 603 SEAGAZE DR, OCEANSIDE, CA 92054-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 19, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 1984 · Amount on Record |
| Deed Sale | Jul 13, 1984 · Amount on Record |
| Deed Document Number | 1984265260 |
| Last Transfer Date | Oct 18, 2023 |
| Transfer Doc | 0000285842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 27, 2026 |
| Property Address | 1630 RIDGE RD, VISTA, CA 92081-6522 |
| Document Number | 0000251655 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026251655 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1630 RIDGE RD, VISTA, CA 92081-6522 |
| Investor | Possibly a Property Investor |
| Document Number | 0000251655, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 2026251655 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1630 RIDGE RD, VISTA, CA 92081-6522 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1630 RIDGE RD, VISTA, CA 92081-6522 |
| Document Number | 0000322557 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025-0322557 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 19, 2023 |
| Property Address | 1630 RIDGE RD, VISTA, CA 92081-6522 |
| Document Number | 0000285842 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023-0285842 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 SEAGAZE DR # 738, 738, OCEANSIDE, CA 92054-3005 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $269,296 (+2%) Land $227,883 Building $41,413 | |
| 2025 | $2,991.00 (+8.65%) Homeowner's exemption | $264,016 (+4.04%) Land $223,415 Building $40,601 |
| 2023 | $2,753.00 (+0.33%) Homeowner's exemption | $253,766 Land $214,741 Building $39,025 |
| 2022 | $2,744.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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