1618 Ridge Rd, Vista, CA 92081 Property Records

San Diego County property record for 1618 Ridge Rd, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,522 sqft · built 2004
Lot Size2.16 acres (94,525 sqft)
Owner2 Company Names on Record
Last Sale$1,075,000 (Aug 2017)
Tax Bill$13,798 (2025)
Deeds & MortgagesMar 2024 Transfer
Mar 2024 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN169-140-10-00

Property Details

APN / Parcel Number

Primary APN169-140-10-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,522 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area94,525 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address1618 RIDGE RD
CityVISTA
StateCA
Zip92081-6522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 77 /EXC DOC161209REC68/ TR 002069
Legal SubdivisionRANCHO MAR VISTA
Legal Tract002069
Legal Block1
Legal Lot Number77
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1618 RIDGE RD, VISTA, CA 92081-6522
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Intrafamily Transfer, Transfer
Mar 6, 2024Intrafamily Transfer, Transfer
May 10, 2023Deed of Trust, Mortgage · Line of Credit
ZB NA
Jun 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT SAVINGS BANK FSB
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 1, 2017Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2017 · Amount on Record
Deed SaleAug 1, 2017 · Amount on Record
Prior SaleAug 26, 2003 · Amount on Record
Deed Document Number2017347719
Last Transfer DateFeb 26, 2024
Transfer Doc0000056584
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 6, 2024
Property Address1618 RIDGE RD, VISTA, CA 92081-6522
Document Number0000056585
Map ReferenceMAP 2069
Instrument DateFeb 26, 2024
Instrument2024-0056585
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1618 RIDGE RD, VISTA, CA 92081-6522

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 6, 2024
Property Address1618 RIDGE RD, VISTA, CA 92081-6522
Document Number0000056584
Map ReferenceMAP 2069
Instrument DateFeb 26, 2024
Instrument2024-0056584
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1618 RIDGE RD, VISTA, CA 92081-6522

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1618 RIDGE RD, VISTA, CA 92081-6522
Transaction TypeMortgage
Record UpdatedMay 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1618 RIDGE RD, VISTA, CA 92081-6522

Mortgage

Document Number0000121433
DateMay 10, 2023
Instrument2023-0121433
Lender
NameZB NA
TypeBank
AddressENCINITAS, CA 92024
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1618 RIDGE RD, VISTA, CA 92081-6522
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000274917
DateJun 19, 2017
Instrument2017-0274917
Lender
NamePROVIDENT SAVINGS BANK FSB
TypeBank
AddressRIVERSIDE, CA 92506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1618 RIDGE RD, VISTA, CA 92081-6522
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000549668
DateNov 26, 2019
Instrument2019-0549668
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 1, 2017
Property Address1618 RIDGE RD, VISTA, CA 92081-6522
Document Number0000347719
Map ReferenceMAP2069
Instrument DateJul 13, 2017
Instrument2017-0347719
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1618 RIDGE RD, VISTA, CA 92081-6522

Mortgage

Document Number0000347720
DateAug 1, 2017
Instrument2017-0347720
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,247,623 (+2%) Land $754,378 Building $493,245
2025$13,798.00 (+8.67%) Homeowner's exemption$1,223,161 (+4.04%) Land $739,587 Building $483,574
2023$12,697.00 (+0.26%) Homeowner's exemption$1,175,667 Land $710,869 Building $464,798
2022$12,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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