1630 E 109th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1630 E 109th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,817 sqft · built 1945
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Sep 2021)
Tax Bill	$2,486 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-406-017.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-406-017.000-018`
Alternative APNs	`291301406017000003` `1713010406017000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,817 sqft Living Area
1st Floor Area	1,817 sqft
Basement Area	1,332 sqft
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Other
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	223 ft deep x 245 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713010406017000
Old Parcel Number	291301406017000003
Street Address	1630 E 109TH ST
City	CARMEL
State	IN
Zip	46280-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .71, SECTION 1, TOWNSHIP 17, RANGE 3
Legal Range	03
Legal Township	17
Legal Section	01
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	111006

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	644 LAKESIDE DR, PLAINFIELD, IN 46168-2163
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 16, 2021	Warranty Deed, Transfer
May 23, 2017	Grant Deed, Transfer TOTAL TITLE LLC
Feb 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	May 23, 2017
Deed Document Number	2021067763
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1630 E 109TH ST, CARMEL, IN 46280-1203
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031781
Date	Jun 27, 2022
Instrument	2022031781

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 16, 2021
Property Address	1630 E 109TH ST, CARMEL, IN 46280-1203
Document Number	0000067763
Instrument Date	Sep 10, 2021
Instrument	2021067763
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 W MARKET ST, INDIANAPOLIS, IN 46204-2801

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON IN
Recording Date	May 23, 2017
Property Address	1630 E 109TH ST, CARMEL, IN 46280-1203
Document Number	0000023427
Instrument Date	May 19, 2017
Instrument	23427
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	TOTAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8206 MEADOWBROOK DR INDIANAPOLIS IN 462402384, INDIANAPOLIS, IN 46240-2384

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 27, 2017
Property Address	1630 E 109TH ST, CARMEL, IN 46280-1203
Document Number	0000008238
Instrument Date	Jan 19, 2017
Instrument	8238
Transaction Type	Foreclosure
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,600 (+3.17%) Land $133,800 Building $87,800	$221,600 (+3.17%) Land $133,800 Building $87,800
2024	$2,486.00 (-24.41%)
2023	$3,289.00 (+360.64%)	$214,800 (+23.88%) Land $133,800 Building $81,000	$214,800 (+23.88%) Land $133,800 Building $81,000
2022	$714.00	$173,400 Land $60,000 Building $113,400	$173,400 Land $60,000 Building $113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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