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1620 E 109th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1620 E 109th St, Carmel, IN 46280 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,396 sqft · built 1956
Lot Size0.71 acres (30,928 sqft)
OwnerIndividual Name on File
Tax Bill$2,339 (2024)
Deeds & MortgagesOct 2022 Mortgage
Feb 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-01-406-021.000-018

Property Details

APN / Parcel Number

Primary APN29-13-01-406-021.000-018
Alternative APNs
  • 291301406021000003
  • 1713010406021000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,396 sqft Living Area
1st Floor Area1,396 sqft
Basement Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1964
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area30,928 sqft (0.71 acres)
Lot Dimensions223 ft deep x 98 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area1 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1713010406021000
Old Parcel Number291301406021000003
Street Address1620 E 109TH ST
CityCARMEL
StateIN
Zip46280-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .71, SECTION 1, TOWNSHIP 17, RANGE 3
Legal Range03
Legal Township17
Legal Section01
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1009
Census Tract111006

Owner

Source: Hamilton County records · APN 29-13-01-406-021.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1620 E 109TH ST, CARMEL, IN 46280-1203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2022Deed of Trust, Mortgage · FHA Mortgage
PNC MORTGAGE
Feb 11, 2025Deed of Trust, Mortgage · FHA Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2013
Deed SaleAug 07, 2013
Prior SaleMar 17, 2006
Deed Document Number2013051048
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1620 E 109TH ST, CARMEL, IN 46280-1203
Transaction TypeMortgage
Record UpdatedMar 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1620 E 109TH ST, CARMEL, IN 46280-1203

Mortgage

Document Number0000049044
DateOct 06, 2022
Instrument2022049044
Lender
NamePNC MORTGAGE
AddressMIAMISBURG, OH 45342
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term252 Months
DueOct 01, 2043

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1620 E 109TH ST, CARMEL, IN 46280-1203
Transaction TypeMortgage
Record UpdatedMar 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1620 E 109TH ST, CARMEL, IN 46280-1203

Mortgage

Document Number0000005199
DateFeb 11, 2025
Instrument2025005199
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term222 Months
DueAug 01, 2043

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$237,400 (+0.85%) Land $133,800 Building $103,600$237,400 (+0.85%) Land $133,800 Building $103,600
2024$2,339.00 (+2.68%)$235,400 (-) Land $133,800 Building $101,600$235,400 (-) Land $133,800 Building $101,600
2023$2,278.00 (-16.62%)$235,400 (-6.85%) Land $133,800 Building $101,600$235,400 (-6.85%) Land $133,800 Building $101,600
2022$2,732.00$252,700 Land $60,000 Building $192,700$252,700 Land $60,000 Building $192,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimMay 2017, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Metronet Holdings, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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