161 Valleybrook Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 161 Valleybrook Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,470 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,139 (Feb 2002)
Tax Bill	$5,123 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T991600259`

Property Details

APN / Parcel Number

Primary APN	`T991600259`
Alternative APN	`3-157D-8041-00-0032.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,228 sqft Living Area
Gross Area	4,106 sqft
1st Floor Area	1,270 sqft
Basement Area	1,220 sqft
Finished Basement	758 sqft
Unfinished Basement	462 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	276 sqft

Location & Zoning

Account Number	T991600259
Street Address	161 VALLEYBROOK DR
City	O FALLON
State	MO
Zip	63368-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHAVEN LOT 32
Legal Subdivision	BROOKHAVEN
Legal Lot Number	32
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2021
Census Tract	311151

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 VALLEYBROOK DR, O FALLON, MO 63368-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CREDIT UNION
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2002 · Amount on Record
Deed Sale	Feb 15, 2002 · Amount on Record
Deed Document Number	200214673
Deed Book / Page	2809 / 844
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jul 16, 2026
Property Address	161 VALLEYBROOK DR, O FALLON, MO 63368-9635
Document Number	0000033483
Instrument Date	Jun 18, 2026
Instrument	202633483
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 VALLEYBROOK DR, O FALLON, MO 63368-9635

Mortgage

Document Number	0000033483,
Date	Jul 16, 2026
Instrument	202633483

Lender

Name	WEST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.51%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	161 VALLEYBROOK DR, O FALLON, MO 63368-9635
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 VALLEYBROOK DR, O FALLON, MO 63368-9635

Mortgage

Document Number	2021R088969
Date	Oct 27, 2021
Instrument	2021R-088969

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,488 (-)	$423,620 (-) Land $80,000 Building $343,620
2025	$5,123.00	$80,488 (+5.8%)	$423,620 (+5.8%) Land $80,000 Building $343,620
2023		$76,074
2022			$400,392 Land $60,000 Building $340,392

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Verizon.

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