163 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 163 Summit St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1898
Square Footage2,034 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageDetached
Last Sale$222,000 (2023)
Tax Bill$6,026.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-11-484-005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,034 sqft Living Area
Gross Area3,051 sqft Gross Area
Basement Area1,017 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Construction TypeFrame Construction
Lot Area8,712 sqft (0.2 acres)
Depth X Width132 ft x 66 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Street Address163 SUMMIT ST
CityELGIN
StateIL
Zip60120-4196
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionP J KIMBALL JRS 3RD ADDN EAST 2 RODS OF LOT 2 & WEST 2 RODS OF LOT 3 BLOCK 21
Legal SubdivisionP J KIMBALL JRS 3RD ADDN
Legal Block21
Legal Lot Number2,3
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2022
Census Tract851302

Owner

Source: Kane County records · APN 06-11-484-005

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11940 OCEOLA DR, ALGONQUIN, IL 60102-2976
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Affidavit of Death of Joint Tenant, Transfer
SATURN TITLE LLC
Mar 13, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 13, 2023 · Amount on Record
Deed SaleMar 13, 2023 · Amount on Record
Deed Doc Number20237626
Record RefreshedSep 20, 2026

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKANE IL
Recording DateMar 13, 2023
Property Address163 SUMMIT ST, ELGIN, IL 60120-4196
Document Number0000007625
Instrument DateMar 08, 2023
Instrument2023K007625
Transaction TypeTransfer
Record UpdatedMar 22, 2023
Title CompanySATURN TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 13, 2023
Property Address163 SUMMIT ST, ELGIN, IL 60120-4196
Document Number0000007626
Instrument DateMar 08, 2023
Instrument2023K007626
Transaction TypeTransfer
Record UpdatedMar 22, 2023
Title CompanySATURN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$222.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address163 SUMMIT ST, ELGIN, IL 60120-4196

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 SUMMIT ST, ELGIN, IL 60120-4196

Mortgage

Document Number0000007627
DateMar 13, 2023
Instrument2023K007627
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeFixed Rate
Rate6.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,026.00 (+13.63%)
2024$80,127 (+31%) Land $15,494 Building $64,633$240,477 (+31.05%) Land $46,501 Building $193,977
2022$5,303.00 (+3.96%)$61,166 (+6.96%) Land $12,764 Building $48,402$183,498 (+6.96%) Land $38,292 Building $145,206
2021$5,101.00$57,185 Land $11,933 Building $45,252$171,555 Land $35,799 Building $135,756

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