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115 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 115 Summit St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1878
Square Footage1,084 sqft Living Area
Lot Size2,352 sqft (0.54 acres)
OccupancyOwner Occupied
Last Sale$138,000 (2018)
Tax Bill$3,991.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-11-483-005

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,084 sqft Living Area
Gross Area1,752 sqft Gross Area
Basement Area668 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Construction TypeFrame Construction
Lot Area2,352 sqft (0.54 acres)
Depth X Width98 ft x 24 ft Depth x Width

Location & Zoning

Street Address115 SUMMIT ST
CityELGIN
StateIL
Zip60120-3627
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKIMBALL, P.J., JR.S 3RD ADD.- ELY 24 FT OF WLY 156 FT OF NLY 98 FT OF LOT 2 BLK 20
Legal SubdivisionKIMBALL P J JR S 3RD ADD
Legal Block20
Legal Lot Number2
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2023
Census Tract851302

Owner

Source: Kane County records · APN 06-11-483-005

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address115 SUMMIT ST, ELGIN, IL 60120-3627
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Dec 28, 2020Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
US BK
Aug 14, 2018Warranty Deed, Transfer · Stand Alone Second Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Jan 13, 2017Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2018 · Amount on Record
Deed SaleAug 14, 2018 · Amount on Record
Prior SaleOct 06, 2005 · Amount on Record
Deed Doc Number201839646
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address115 SUMMIT ST, ELGIN, IL 60120-3627
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 SUMMIT ST, ELGIN, IL 60120-3627

Mortgage

Document Number0000028924
DateAug 22, 2023
Instrument2023K028924
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term330 Months
DueFeb 01, 2051

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address115 SUMMIT ST, ELGIN, IL 60120-3627
Document Number0000081451
Instrument DateDec 28, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 SUMMIT ST ELGIN IL 601203627, ELGIN, IL 60120-3627

Mortgage

Document Number0000081451
DateDec 28, 2020
Instrument81451
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 14, 2018
Property Address115 SUMMIT ST, ELGIN, IL 60120-3627
Document Number0000039646
Map ReferenceMB1 PG2
Instrument DateJul 23, 2018
Instrument2018K039646
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$138.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 SUMMIT ST, ELGIN, IL 60120-3627

Mortgage

Document Number0000039657
DateAug 14, 2018
Instrument2018K039657
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0000039647
DateAug 14, 2018
Instrument2018K039647
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateJan 13, 2017
Property Address115 SUMMIT ST, ELGIN, IL 60120-3627
Document Number0000002420
Instrument DateJan 11, 2017
Instrument2420
Transaction TypeTransfer
Record UpdatedMay 02, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1122 DENVER DR CARPENTERSVILLE IL 601101507, CARPENTERSVILLE, IL 60110-1507

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,991.00 (+15.75%) Homeowner's exemption
2024$55,561 (+21.39%) Land $6,257 Building $49,304$166,750 (+21.44%) Land $18,779 Building $147,971
2022$3,448.00 (+5.06%) Homeowner's exemption$45,770 (+6.96%) Land $5,155 Building $40,615$137,310 (+6.96%) Land $15,465 Building $121,845
2021$3,282.00 Homeowner's exemption$42,792 Land $4,820 Building $37,972$128,376 Land $14,460 Building $113,916

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