163 Pine Lakes Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 163 Pine Lakes Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,940 sqft · built 2020
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Aug 2020)
Tax Bill	$4,750 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0022K084`

Property Details

APN / Parcel Number

Primary APN	`0022K084`
Alternative APN	`29552`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,940 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	564 sqft
Porch	Slab
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29552
Street Address	163 PINE LAKES DR
City	RINGGOLD
State	GA
Zip	30736-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 84 PINE LAKES PHASE 1
Legal Subdivision	PINE LAKES PHASE 1
Legal Phase	1
Legal Lot Number	84
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1004
Census Tract	30404

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	163 PINE LAKES DR, RINGGOLD, GA 30736-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION
Jun 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION
Jun 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION
Sep 2, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI MORTGAGE INVTRS
Dec 31, 2019	Warranty Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20201880
Deed Book / Page	2076 / 549
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	163 PINE LAKES DR, RINGGOLD, GA 30736-1702
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 PINE LAKES DR, RINGGOLD, GA 30736-1702

Mortgage

Document Number	0022060000000019
Date	Mar 1, 2022
Book Page	0000002206/0000000019
Instrument	001810

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	163 PINE LAKES DR, RINGGOLD, GA 30736-1702
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 PINE LAKES DR, RINGGOLD, GA 30736-1702

Mortgage

Document Number	0022800000000716
Date	Jun 8, 2023
Book Page	0000002280/0000000716
Instrument	003724

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	163 PINE LAKES DR, RINGGOLD, GA 30736-1702
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 PINE LAKES DR, RINGGOLD, GA 30736-1702

Mortgage

Document Number	0023910000000298
Date	Jun 18, 2025
Book Page	0000002391/0000000298
Instrument	2025004101

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 2, 2020
Property Address	163 PINE LAKES DR, RINGGOLD, GA 30736-1702
Document Number	0020760549
Book / Page	002076 / 000549
Instrument Date	Aug 31, 2020
Instrument	7084
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2020
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	163 PINE LAKES DR RINGGOLD GA 307361702, RINGGOLD, GA 30736-1702

Mortgage

Document Number	20760552
Date	Sep 2, 2020
Book Page	002076/000552
Instrument	7085

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 31, 2019
Property Address	163 PINE LAKES DR, RINGGOLD, GA 30736-1702
Document Number	0020270373
Book / Page	002027 / 000373
Instrument Date	Dec 30, 2019
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	CHOICE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	163 PINE LAKES DR RINGGOLD GA 307361702, RINGGOLD, GA 30736-1702
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,750.00 (+0.23%)	$250,195 (+18.18%) Land $24,000 Building $226,195	$625,488 (+18.18%) Land $60,000 Building $565,488
2023	$4,739.00 (+28.6%)	$211,704 Land $24,000 Building $187,704	$529,260 Land $60,000 Building $469,260
2022	$3,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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