127 Pine Lakes Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 127 Pine Lakes Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,297 sqft · built 2019
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (Jan 2020)
Tax Bill	$5,663 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0022K086`

Property Details

APN / Parcel Number

Primary APN	`0022K086`
Alternative APN	`29554`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,297 sqft Heated Area
1st Floor Area	2,133 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	530 sqft
Porch	Slab
Deck Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29554
Street Address	127 PINE LAKES DR
City	RINGGOLD
State	GA
Zip	30736-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 86 PINE LAKES PHASE 1
Legal Subdivision	PINE LAKES PHASE 1
Legal Phase	1
Legal Lot Number	86
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1004
Census Tract	30404

Owner

Source: Catoosa County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	127 PINE LAKES DR, RINGGOLD, GA 30736-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit BUILTWELL STRUCTURES INC
Nov 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage BUILTWELL BANK
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BK
Feb 3, 2020	Correction Deed, Subdivision Related Transfer CHOICE TITLE
Jan 31, 2020	Warranty Deed, Subdivision Related Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	2020223
Deed Book / Page	2032 / 123
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Aug 27, 2026
Property Address	127 PINE LAKES DR, RINGGOLD, GA 30736-1702
Document Number	2467000241
Book / Page	2467 / 241
Instrument Date	Jul 29, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PINE LAKES DR, RINGGOLD, GA 30736-1702

Mortgage

Document Number	2467000241,
Date	Aug 27, 2026
Book Page	2467/241

Lender

Name	BUILTWELL STRUCTURES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2031

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	127 PINE LAKES DR, RINGGOLD, GA 30736-1702
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PINE LAKES DR, RINGGOLD, GA 30736-1702

Mortgage

Document Number	0022530000000704
Date	Nov 28, 2022
Book Page	0000002253/0000000704
Instrument	009435

Lender

Name	BUILTWELL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	127 PINE LAKES DR, RINGGOLD, GA 30736-1702
Document Number	0020330690
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PINE LAKES DR RINGGOLD GA 307361702, RINGGOLD, GA 30736-1702

Mortgage

Document Number	0020330690
Date	Feb 10, 2020
Book Page	002033/000690
Instrument	999

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	FORT OGLETHORPE, GA 30742

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 9, 2040

Interest

Rate Type	Adjustable Rate

February 2020: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 3, 2020
Property Address	127 PINE LAKES DR, RINGGOLD, GA 30736-1702
Document Number	0020320386
Book / Page	002032 / 000386
Instrument Date	Jan 31, 2020
Instrument	820
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2020
Title Company	CHOICE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PINE LAKES DR RINGGOLD GA 307361702, RINGGOLD, GA 30736-1702

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 31, 2020
Property Address	127 PINE LAKES DR, RINGGOLD, GA 30736-1702
Document Number	0020320123
Book / Page	002032 / 000123
Instrument Date	Jan 31, 2020
Instrument	785
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2020
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$469.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PINE LAKES DR RINGGOLD GA 30736, RINGGOLD, GA 30736

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,663.00 (+34.87%)	$298,277 (+59%) Land $24,000 Building $274,277	$745,692 (+59%) Land $60,000 Building $685,692
2023	$4,199.00	$187,600 Land $25,566 Building $162,034	$469,000 Land $63,915 Building $405,085
2022	$4,199.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company, Xfinity.

Nearby Properties on Pine Lakes Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures