Catoosa County property record for 163 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,913 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Mar 2025) |
| Tax Bill | $2,635 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N010 |
| Primary APN | 0038N010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,913 sqft Heated Area |
| 1st Floor Area | 1,589 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 528 sqft |
| Porch | Slab |
| Porch Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19263 |
|---|---|
| Street Address | 163 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 10 WHITEOAK PLANTATION PHASE 1 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30201 |
163 Live Oak Rd is owned and occupied by two individuals who bought it in March 2025.
Source: Catoosa County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 163 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION |
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION |
| Apr 4, 2022 | Warranty Deed, Transfer |
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 3, 2016 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on File |
| Deed Sale | Mar 24, 2025 · Amount on File |
| Prior Sale | Apr 6, 2022 · Amount on File |
| Deed Document Number | 20251780 |
| Deed Book / Page | 2375 / 664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 163 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 163 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Investor | Possibly a Property Investor |
| Document Number | 0021890000000350 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 0000002189/0000000350 |
| Instrument | 011984 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 163 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 163 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Document Number | 0022120000000809 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 0000002212/0000000809 |
| Instrument | 002926 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 4, 2022 |
| Property Address | 163 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Document Number | 0022120807 |
| Book / Page | 2212 / 807 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022-000746 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 163 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Document Number | 0021040279 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 163 LIVE OAK RD RINGGOLD GA 307363068, RINGGOLD, GA 30736-3068 |
| Document Number | 0021040279 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 002104/000279 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 4, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 163 LIVE OAK RD, RINGGOLD, GA 30736-3068 |
| Document Number | 0018670622 |
| Instrument Date | Aug 3, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 163 LIVE OAK RD RINGGOLD GA 307363068, RINGGOLD, GA 30736-3068 |
| Document Number | 0018670622 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 001867/000622 |
| Instrument | 1491 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 28, 2037 |
The 2025 property tax bill for 163 Live Oak Rd was $2,635 with a homeowner's exemption.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,635.00 Homeowner's exemption | $156,266 Land $20,000 Building $136,266 | $390,664 Land $50,000 Building $340,664 |
| 2023 | $2,423.00 (+18.31%) Homeowner's exemption | $110,249 Land $20,000 Building $90,249 | $275,622 Land $50,000 Building $225,622 |
| 2022 | $2,048.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 163 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 163 Live Oak Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures