163 H St, Ramona, CA 92065 Property Records

San Diego County property record for 163 H St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,155 sqft · built 2005
Lot Size	1.01 acres (44,431 sqft)
Owner	Company Name on File
Last Sale	$520,000 (Apr 2017)
Tax Bill	$6,604 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-460-34-00`

Property Details

APN / Parcel Number

Primary APN	`281-460-34-00`
Alternative APN	`2814602300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,155 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	44,431 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2814602300
Street Address	163 H ST
City	RAMONA
State	CA
Zip	92065-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 133 1.02 AC M/L IN ST CLSD ADJ&IN TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	133
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3005
Census Tract	20813

Owner

163 H St is owned by a company that acquired it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	16040 PARAGON MESA RD, POWAY, CA 92064-6912
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Intrafamily Transfer, Transfer UNISOURCE
Jan 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Apr 17, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2017 · Amount on File
Deed Sale	Apr 17, 2017 · Amount on File
Prior Sale	Jun 16, 2005 · Amount on File
Deed Document Number	2017170894
Last Transfer Date	Aug 29, 2021
Transfer Doc	0000020083
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2022
Property Address	163 H ST, RAMONA, CA 92065-2459
Document Number	0000020083
Map Reference	MAP 643
Instrument Date	Aug 29, 2021
Instrument	2022-0020083
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	63 H STREET, RAMONA, CA 92065

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2022
Property Address	163 H ST, RAMONA, CA 92065-2459
Document Number	0000020081
Map Reference	MAP 643
Instrument Date	Aug 29, 2021
Instrument	2022-0020081
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 H STREET, RAMONA, CA 92065

Mortgage

Document Number	0000020082
Date	Jan 13, 2022
Instrument	2022-0020082

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2017
Property Address	163 H ST, RAMONA, CA 92065-2459
Document Number	0000170894
Map Reference	MAP643
Instrument Date	Mar 22, 2017
Instrument	2017-0170894
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16040 PARAGON MESA RD, POWAY, CA 92064-6912

Mortgage

Document Number	0000170895
Date	Apr 17, 2017
Instrument	2017-0170895

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 163 H St was $6,604.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,566 (+2%) Land $308,900 Building $306,666
2025	$6,604.00	$603,497 Land $302,844 Building $300,653
2023	$6,149.00 (-1.55%)	$580,064 Land $291,085 Building $288,979
2022	$6,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 163 H St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 H St is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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